Find grants, rebates, forgivable loans, and free programs for Eugene, OR, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Eugene, OR, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 16 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-qualified Oregon households to reduce energy costs. Services include insulation,...
Provides major home rehabilitation assistance for low-income owner-occupied homes in Eugene. Loan is forgiven after 10 y...
Provides emergency home repairs for very low-income owner-occupied households in Eugene. Covers repairs that pose immedi...
Provides grants to modify homes for accessibility for low-income Eugene residents with disabilities or seniors. Includes...
Provides low-interest loans and grants to very low-income homeowners in rural areas near Eugene to repair, improve, or m...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. For...
Grants for veterans with certain service-connected disabilities to modify a home. For veterans who are blind in both eye...
EWEB offers rebates for qualifying ductless and ducted heat pump installations to EWEB electric customers. Rebate amount...
EWEB provides free weatherization services to income-qualified customers, including energy assessments, insulation, air ...
EWEB offers incentives for residential solar photovoltaic installations. Incentive is based on system size and productio...
EWEB offers rebates for energy-efficient electric water heaters including heat pump water heaters. Higher rebates availa...
EWEB provides rebates for adding insulation and air sealing improvements to existing homes. Includes attic, floor, and w...
NW Natural offers rebates for high-efficiency natural gas furnaces installed by qualified contractors. Rebate amount dep...
NW Natural offers rebates for high-efficiency natural gas water heaters including tankless and condensing tank models. H...
NW Natural offers rebates for eligible smart thermostats that control natural gas heating systems. Thermostats must be o...
Oregon offers tax credits for renewable energy systems and energy efficiency improvements including solar electric, heat...
Oregon allows homeowners age 62 or older with household income under $48,000 to defer property taxes. The deferred amoun...
Lane County offers property tax exemptions for seniors 65+ or disabled homeowners with household income below $37,500. R...
Low-interest loans for Lane County homeowners to repair or replace failing on-site septic systems. Loan repaid through a...
Low-interest loans for Eugene homeowners to repair or replace private sewer laterals. Loan is repaid through monthly uti...
HUD-funded program to reduce lead-based paint hazards in Oregon homes built before 1978 with children under 6 years old....
Habitat for Humanity provides critical home repairs to low-income homeowners, with priority given to seniors and persons...
Provides forgivable loans to landlords who agree to rent units to low-income households for at least 15 years. Covers ma...
Grants to help domestic violence survivors and extremely low-income households with disabilities make their homes safe a...
Matching grants for owners of locally designated historic properties in Eugene to preserve and restore character-definin...
Provides down payment and closing cost assistance to first-time homebuyers in Eugene. Loan is forgiven after 10 years of...
Grants to help homeowners recover from Oregon wildfires, including the 2020 Labor Day fires. Covers reconstruction, repa...
Assists income-qualified Oregon households with heating costs through local Community Action Agencies. Provides crisis a...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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32 programs are currently listed for Eugene, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Eugene, 20 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.