Find grants, rebates, forgivable loans, and free programs for Eureka, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Eureka, CA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded rehabilitation assistance for low-income owner-occupied homes in Eureka city limits. Loan is forgiven after ...
Emergency repair grants for very low-income homeowners facing immediate health and safety hazards in their primary resid...
Grants for accessibility modifications to owner-occupied homes in Eureka for households with disabled members. Covers wh...
Grant assistance for low-income homeowners to repair or replace failing private sewer laterals from the home to the publ...
Federally funded weatherization services provided at no cost to income-eligible households in Humboldt County. Comprehen...
State-funded weatherization program administered locally by Redwood Community Action Agency, providing energy efficiency...
Comprehensive whole-house energy efficiency rebate program from PG&E covering insulation, air sealing, duct sealing, HVA...
Rebates for qualifying heat pump water heaters installed by PG&E customers. Higher rebate levels for income-qualified ho...
Rebates for ducted heat pump HVAC systems that provide both heating and cooling. Standard rebates available to all custo...
California's net energy metering program allows solar customers to receive bill credits for excess electricity sent to t...
Incentives for residential battery storage systems paired with solar. Standard rebates approximately $200-$300/kWh, with...
Grants for very low-income homeowners age 62+ in rural areas to remove health and safety hazards. Humboldt County outsid...
Low-interest (1%) loans up to $40,000 for very low-income homeowners in rural Humboldt County to repair, improve, or mod...
Grants for veterans with certain service-connected disabilities to adapt or purchase a home to meet their disability nee...
Grants for veterans with certain service-connected disabilities to make accessibility modifications to their home. Cover...
Emergency and minor repair grants for low-income seniors age 60+ in Humboldt County. Covers health and safety repairs in...
Down payment and closing cost assistance for first-time homebuyers in California. Funds administered through local agenc...
Down payment assistance loan providing up to 20% of home purchase price or available program limit. Shared appreciation ...
Rebates to help homeowners retrofit houses built before 1980 that are not bolted to their foundation. Reduces earthquake...
State program that was available to seniors age 62+, blind, or disabled homeowners to defer property tax payments. Taxes...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Eureka, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Eureka, 14 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.