Home Improvement Grants in Everett.

Find grants, rebates, forgivable loans, and free programs for Everett, MA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Everett, MA, with individual awards up to $500,000. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 forgivable loan

Everett Owner-Occupied Rehabilitation Program

Provides forgivable loans up to $50,000 for major home repairs and rehabilitation for income-eligible owner-occupied hom...

Home Repair
Up to $10,000 grant

Everett Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied homes in Everett with income at or below 50% AMI. Covers repair...

Emergency
Free lead abatement services

Massachusetts Lead Paint Abatement Program

State-funded program providing free lead paint removal services for homes built before 1978 where children under 6 resid...

Home Repair
Up to $8,000 in weatherization

Massachusetts Weatherization Assistance Program

Federally funded weatherization program that provides free energy efficiency improvements for income-eligible households...

Weatherization
Up to $10,000 in rebates

Mass Save Heat Pump Rebates

Rebates for installing ductless mini-split or central air-source heat pumps in Everett homes served by Eversource. Inclu...

Energy
75-100% cost coverage

Mass Save Insulation Rebates

Rebates covering 75-100% of insulation and air sealing costs for Eversource customers in Everett. Includes free energy a...

Weatherization
Performance-based payments for 10 years

Massachusetts SMART Solar Incentive

The Solar Massachusetts Renewable Target (SMART) program provides long-term performance-based incentives for residential...

Solar/Renewable
Up to $60,000 low-interest loan

Mass Solar Loan Program

Low-interest financing up to $60,000 for residential solar panel and battery storage installations. Loans feature terms ...

Solar/Renewable
Up to $35,000 low-interest loan

MassHousing Septic Repair Loan

Low-interest loan program for septic system repair or replacement, well repair, and other environmental improvements. Lo...

Home Repair
Up to $50,000 low-interest loan

MassHousing Accessibility Modification Loan

Low-interest loan program for accessibility modifications including ramps, widened doorways, accessible bathrooms, stair...

Seniors & Disability
Up to $1,320 tax credit

Massachusetts Senior Circuit Breaker Tax Credit

Refundable state tax credit for seniors age 65+ who own or rent in Massachusetts and are burdened by property taxes or r...

Property Tax Relief
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase, build, or modify a home to accommodate their...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Available for veterans...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides grants up to $10,000 or loans up to $40,000 for very-low-income homeowners age 62+ to repair, improve, or moder...

Seniors & Disability
Up to $1,500 property tax credit

Everett Senior Tax Work-Off Program

Allows eligible Everett residents age 60+ to volunteer in city departments in exchange for a reduction in their property...

Property Tax Relief
Up to $50,000 forgivable loan

Massachusetts HOME Owner-Occupied Rehab

Federally funded HOME program providing forgivable loans for major home repairs to income-eligible owner-occupants. Loan...

Home Repair
Rental assistance and support services

Massachusetts Housing Stabilization & Support

Provides rental assistance and supportive services to help eligible individuals and families obtain and maintain stable ...

Rental
Mobile rental subsidy

Massachusetts Rental Voucher Program (MRVP)

State-funded rental subsidy program providing mobile vouchers that allow low-income families, elderly, and persons with ...

Rental
Up to $500,000 low-interest loan

Massachusetts Alternative Septic System Loan

Low-interest loan program for homeowners who need to install, upgrade, or repair septic systems to meet Title 5 requirem...

Home Repair
Up to $3,500 in rebates

Massachusetts Water Conservation Rebates

Rebates for water-efficient fixtures including high-efficiency toilets ($100-$250), clothes washers (up to $300), and ra...

Energy
Discounted or free service

Mass Save HVAC Maintenance & Tune-Up

Discounted heating and cooling system maintenance and tune-ups for Mass Save customers. Service includes cleaning, safet...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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