Home Improvement Grants in Fairfield.

Find grants, rebates, forgivable loans, and free programs for Fairfield, CT, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fairfield, CT, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Connecticut Weatherization Assistance Program (WAP)

Federal weatherization program administered by CT DEEP providing free energy efficiency improvements to income-qualified...

Weatherization
Low-interest loan up to $50,000

CHFA Rehabilitation Loan Program

Offers below-market interest rate home improvement loans to Connecticut homeowners for repairs, improvements, and modifi...

Home Repair
Grant up to $15,000 per unit

Connecticut Lead Hazard Abatement Program

Provides grants to eliminate lead paint hazards in homes built before 1978 where children under age 6 reside or visit re...

Home Repair
Grant up to $30,000

Fairfield Owner-Occupied Rehabilitation Grant

CDBG-funded rehabilitation grants for low- and moderate-income homeowners in Fairfield to address health, safety, and co...

Home Repair
Grant up to $20,000

Fairfield ADA Accessibility Modification Grant

CDBG-funded grants to make accessibility modifications for disabled and elderly homeowners in Fairfield. Covers ramps, w...

Seniors & Disability
Up to $2,000 in rebates + 75% off eligible improvements

Eversource Home Energy Solutions

Comprehensive energy assessment and installation of efficiency measures including insulation, air sealing, LED lighting,...

Weatherization
Up to $10,000 rebate

Eversource Heat Pump Rebate

Rebates for installation of ductless mini-split and central heat pump systems. Rebates vary by system type and efficienc...

Weatherization
Varies by system size

Connecticut Green Bank Residential Solar Program

Provides solar financing options including zero-down payment loans and solar leases for Connecticut homeowners. Includes...

Solar/Renewable
Up to $5,000 rebate

Connecticut Battery Storage Rebate

Rebate program for residential battery storage systems paired with solar installations. Incentives based on battery capa...

Solar/Renewable
Grant up to $10,000

Fairfield Senior Home Repair Grant

Grant program for Fairfield seniors age 62+ with limited incomes to make essential home repairs and safety improvements....

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or moderni...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Cove...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...

Veterans
Up to $750 rebate

Eversource Water Heater Rebate

Rebates for ENERGY STAR certified electric heat pump water heaters and high-efficiency gas water heaters. Higher rebates...

Weatherization
Low-interest loan up to $15,000

Fairfield Sewer Lateral Repair Loan

Low-interest loan program for Fairfield property owners to repair or replace private sewer laterals. Helps address sewer...

Home Repair
Loan up to $50,000

Connecticut Smart-E Loan

Low-interest financing for clean energy and energy efficiency improvements including solar, heat pumps, insulation, wind...

Solar/Renewable
Grant up to $7,500

Fairfield Emergency Home Repair Grant

Provides emergency home repair grants for low-income owner-occupied households in Fairfield facing immediate health and ...

Emergency
Deferred loan up to $35,000

Connecticut HOME Investment Loan

Federal HOME program funds administered locally for owner-occupied rehabilitation. Deferred, zero-interest loans forgive...

Home Repair
Up to $30,000

Connecticut Historic Homes Rehabilitation Tax Credit

State tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied historic homes listed on the Natio...

Historic
Up to $500 rebate

Eversource High-Efficiency Window Rebate

Rebate for replacement of old windows with ENERGY STAR certified windows. Reduces heating and cooling costs while improv...

Weatherization
Up to $3,500 rebate

Eversource Insulation Rebate

Rebates for attic, wall, and basement insulation upgrades along with air sealing. Income-qualified households receive 75...

Weatherization
Low-interest loan up to $20,000

Connecticut Septic System Repair Loan

Low-interest loan program for repair or replacement of failing septic systems. Helps homeowners meet environmental and p...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Frequently asked questions

What home improvement grants are available in Fairfield, CT?

26 programs are currently listed for Fairfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Fairfield have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fairfield, 14 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Fairfield?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.