Home Improvement Grants in Farmington.

Find grants, rebates, forgivable loans, and free programs for Farmington, MI, filtered to your situation.

As of June 2026, 29 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Farmington, MI, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 29 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization improvements

Michigan State Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by the state to reduce energy costs for low-income households. Serv...

Weatherization
Loans up to $25,000

MSHDA Home Improvement Program

Low-interest home improvement loans through MSHDA for owner-occupied primary residences in Michigan. Funds can be used f...

Home Repair
Free lead hazard assessment and abatement

Michigan Childhood Lead Poisoning Prevention Program

State-funded lead hazard reduction program for homes built before 1978 where a child under age 6 with elevated blood lea...

Home Repair
Free energy audit plus up to $500 in instant rebates

DTE Energy Home Energy Analysis

Free in-home energy assessment for DTE electric customers that includes installation of energy-saving products like LED ...

Energy
Up to $1,000 rebate

DTE Energy Heat Pump Rebate

Rebates for DTE electric customers who install qualifying air-source or ground-source heat pumps. Rebate amounts vary by...

Energy
Up to $800 rebate

DTE Energy Insulation Rebate

Rebates for DTE electric customers who add insulation to attics, walls, or crawl spaces to meet recommended R-value leve...

Weatherization
Up to $450 rebate

DTE Energy Electric Water Heater Rebate

Rebates for DTE electric customers who install qualifying high-efficiency electric water heaters or heat pump water heat...

Energy
Up to $1,500 in rebates

Consumers Energy Gas Appliance Rebates

Rebates for natural gas customers who install qualifying high-efficiency furnaces, boilers, and water heaters. Available...

Energy
100% property tax exemption on solar value

Michigan Solar Property Tax Exemption

Michigan law exempts solar energy systems from property tax assessment increases, meaning the added value of solar panel...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Very low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or moderni...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they will resid...

Veterans
Up to $5,000 grant

Oakland County Senior Home Repair Program

Provides emergency and essential home repairs for Oakland County seniors age 60+ who are low-income homeowners. Grant co...

Seniors & Disability
Up to $15,000 forgivable loan

Oakland County Accessibility Modification Program

Forgivable loans for Oakland County homeowners to make accessibility modifications for household members with disabiliti...

Seniors & Disability
Up to $7,500 grant

Oakland County Emergency Home Repair Program

Emergency repair grants for very low-income homeowners in Oakland County to address immediate threats to health and safe...

Emergency
Up to $30,000 forgivable loan

Oakland County Owner-Occupied Rehabilitation Program

Comprehensive home rehabilitation loans for low- and moderate-income homeowners in Oakland County. Covers major repairs ...

Home Repair
Free lead hazard remediation

Oakland County Lead Hazard Control Program

HUD-funded lead hazard remediation for Oakland County homes built before 1978 where children under age 6 reside. Service...

Home Repair
Up to $20,000 forgivable loan

City of Farmington Housing Rehabilitation Program

CDBG-funded home rehabilitation loans for low- and moderate-income homeowners in Farmington city limits. Covers major re...

Home Repair
Up to $5,000 grant

City of Farmington Minor Home Repair Grant

CDBG grant program for low-income homeowners in Farmington to address minor but necessary home repairs that impact safet...

Home Repair
Up to $7,500 down payment assistance

MSHDA Step Forward Down Payment Assistance

Down payment assistance for first-time homebuyers in Michigan purchasing in non-targeted areas. Provides up to $7,500 as...

Homebuyer
30% tax credit on solar installation

Federal Residential Solar Investment Tax Credit

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Available for installations...

Solar/Renewable
Up to $10,000 down payment assistance

MSHDA MI Home Loan with DPA

Enhanced down payment assistance for first-time homebuyers purchasing in MSHDA-targeted areas. Provides up to $10,000 in...

Homebuyer
Up to 100% property tax exemption

Michigan Property Tax Poverty Exemption

State-authorized property tax exemption for homeowners experiencing poverty who cannot pay property taxes without depriv...

Property Tax Relief
Up to $1,600 refundable tax credit

Michigan Homestead Property Tax Credit

Refundable state income tax credit for Michigan homeowners and renters whose property taxes exceed a portion of their in...

Property Tax Relief
Up to $14,000 in rebates

Federal High-Efficiency Electric Home Rebate (HEEHRA)

Federal rebate program from the Inflation Reduction Act for home electrification and efficiency upgrades. Covers heat pu...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Farmington

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Frequently asked questions

What home improvement grants are available in Farmington, MI?

29 programs are currently listed for Farmington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Farmington have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Farmington, 16 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Farmington?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.