Find grants, rebates, forgivable loans, and free programs for Fate, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fate, TX, with individual awards up to $126,526. 6 programs target seniors, 5 serve veterans, and 16 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by TDHCA that provides free weatherization services to income-eligible households ...
Oncor customers in Fate can receive rebates for qualified energy efficiency improvements including HVAC upgrades, insula...
Atmos Energy customers in Fate can receive a rebate for purchasing and installing a qualifying smart or Wi-Fi-enabled th...
Atmos Energy customers in Fate can receive rebates for installing qualifying high-efficiency natural gas furnaces with A...
Rebates for Atmos Energy customers who install qualifying high-efficiency natural gas water heaters or tankless water he...
Oncor customers can receive rebates for installing qualifying high-efficiency electric heat pump systems with SEER ratin...
Texas law exempts solar energy devices from property tax valuation, meaning the added value of solar panels does not inc...
USDA program offering low-interest loans and grants to very-low-income rural homeowners for home repairs that remove hea...
Low-interest home improvement loans for Texas veterans who served during qualifying periods. Loans up to $25,000 for rep...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Elig...
Grant for veterans with certain service-connected disabilities to adapt a home for accessibility needs. Eligibility incl...
Federally funded HOME program administered by TDHCA provides grants and forgivable loans for owner-occupied housing reha...
State-funded grant program for Texas veterans with service-connected disabilities rated at 50% or higher by the VA. Prov...
Grant program for Rockwall County seniors age 60+ with critical home repair needs. Covers emergency repairs that affect ...
City of Fate offers rebates for water-efficient fixtures and appliances including high-efficiency toilets, washing machi...
State emergency rental assistance program that provided rent and utility assistance to eligible Texas households impacte...
State energy bill assistance program for low-income Texas households. Provides one-time annual payment toward energy bil...
Texas law provides an additional $10,000 homestead exemption for homeowners age 65 or older. Combined with standard home...
Texas homeowners with disabilities qualify for an additional $10,000 homestead exemption on property taxes. Disability m...
Texas disabled veterans receive property tax exemptions based on VA disability rating. 100% disabled veterans receive fu...
State program provides free lead testing and remediation for homes with children under 6 who have elevated blood lead le...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Fate, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fate, 16 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.