Colorado Housing Finance Authority First-Time Homebuyer Program

Colorado Housing and Finance Authority (CHFA)

Available Down Payment

About This Program

Provides down payment assistance and competitive mortgage rates for first-time homebuyers in Colorado. Multiple DPA options available including grants and forgivable second mortgages. Income and purchase price limits apply based on county.

Down payment assistance amount varies by program and borrower qualifications

Official source site checked live on 2026-06-17.

Data last verified 2026-06-19. How we verify our data.

Key Details

  • Down payment assistance for first-time buyers
  • Competitive mortgage interest rates
  • Multiple DPA options available
  • Income and purchase price limits apply
  • Must complete homebuyer education

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 877-2432

A grant-savvy contractor in Federal Heights, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

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