Find grants, rebates, forgivable loans, and free programs for Fernley, NV, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fernley, NV, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 8 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for low-income Nevada households administered by Lyon County Social Services. Includes insu...
Rebate for installing qualifying high-efficiency heat pump systems in residential properties served by NV Energy. Rebate...
Financial incentive for residential solar photovoltaic installations in NV Energy service territory. Incentive rate vari...
Rebate for professional HVAC system tune-up and cleaning performed by a qualified contractor. Helps maintain system effi...
Rebate for purchasing and installing a qualifying smart thermostat that allows remote temperature control and automated ...
Rebate for replacing an existing electric water heater with a qualifying ENERGY STAR heat pump water heater. Heat pump w...
Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas including Fernley to repair, imp...
Grants up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...
Grant for veterans with certain service-connected disabilities to adapt an existing home for accessibility. Eligible for...
HOME-funded home rehabilitation program for low-income homeowners in participating Nevada jurisdictions. Provides forgiv...
Free lead-based paint hazard reduction services for qualifying homes built before 1978 with children under 6 years old o...
Cost-share program to assist low-income homeowners with sewer lateral repairs or replacement. City reimburses 50% of eli...
Receive $50 and free pickup for recycling an old working refrigerator or freezer. Helps reduce energy consumption by rem...
Rebate for replacing an existing pool pump with a new ENERGY STAR certified variable-speed pool pump. Variable-speed pum...
Rebate for purchasing and installing a new evaporative cooler to replace air conditioning in appropriate climates. Evapo...
Instant discounts on ENERGY STAR certified LED bulbs and fixtures at participating retailers. LEDs use up to 90% less en...
Emergency grant for critical home repairs that pose immediate threats to health and safety for very low-income homeowner...
Rebate for installing a qualifying ductless mini-split heat pump system. Ideal for homes without existing ductwork or fo...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Fernley, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fernley, 13 programs do not require repayment, 1 is forgivable loan, and 8 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.