Find grants, rebates, forgivable loans, and free programs for Ferris, TX, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ferris, TX, with individual awards up to $250,000. 7 programs target seniors, 4 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by TDHCA that provides free energy efficiency improvements to incom...
Federal HOME Investment Partnerships Program funds administered by TDHCA for major home repairs in rural Texas communiti...
Low-interest loans up to $40,000 for low-income homeowners in eligible rural areas to repair, improve, or modernize thei...
Grants up to $10,000 for very low-income homeowners age 62 or older in rural areas to remove health and safety hazards. ...
Oncor-subsidized air conditioning tune-up service for customers in their service territory. Professional technician perf...
Rebate for installing qualifying high-efficiency electric heat pump systems. Rebate amount varies by system size and eff...
Rebate for adding attic, wall, or floor insulation to homes in Oncor service territory. Rebate amount based on square fo...
Rebate for installing qualifying residential solar photovoltaic systems. Payment based on system size ($/watt). Must res...
Rebates for upgrading to high-efficiency natural gas furnaces, boilers, and water heaters. Rebate amounts vary by equipm...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside, or ...
Ellis County program providing home repair grants to low-income senior homeowners age 60 and older. Covers essential rep...
Volunteer-built wheelchair ramps for low-income Texans with mobility challenges. Ramps are constructed at no cost to the...
National non-profit providing free home repairs to low-income homeowners who are elderly, disabled, or veterans. Repairs...
Texas Community Development Block Grant program for major home rehabilitation in communities under 50,000 population. Fo...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978. Priority for homes wit...
HUD Community Development Block Grant Disaster Recovery (CDBG-DR) funds administered by Texas GLO for homeowners affecte...
Low-interest home improvement loan for Texas veterans who own their home. Competitive interest rates and flexible terms....
Property Assessed Clean Energy (PACE) financing allows homeowners to finance energy efficiency and renewable energy impr...
Federal tax credit covering 30% of the cost of installing solar energy systems on residential properties. Credit can be ...
Federal tax credit for energy-efficient home improvements. Up to $1,200 for windows, doors, insulation, and audits; up t...
Texas homeowners age 65 or older receive an additional $10,000 homestead exemption on their property taxes in Ellis Coun...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
26 programs are currently listed for Ferris, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ferris, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.