Home Improvement Grants in Fishkill.

Find grants, rebates, forgivable loans, and free programs for Fishkill, NY, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fishkill, NY, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

New York State Weatherization Assistance Program (WAP)

Federal and state-funded program that provides free energy audits and weatherization improvements to income-eligible hou...

Weatherization
Up to $2,500 in rebates and direct install

NYSEG Home Energy Assessment

Comprehensive home energy assessment with instant installation of free energy-saving products including LED bulbs, progr...

Energy
Up to $1,000 per heat pump

NYSEG Heat Pump Rebate Program

Rebates for installation of qualifying air-source or ground-source heat pumps. Rebate amounts vary based on system type ...

Energy
Up to $50,000 forgivable loan

NYS HOME Program - Owner-Occupied Rehabilitation

Federal HOME funds administered by Dutchess County for major rehabilitation of owner-occupied homes. Provides forgivable...

Home Repair
Up to $10,000 grant

Dutchess County CDBG Emergency Repair Program

CDBG-funded emergency repair grants for very low-income homeowners in Dutchess County facing urgent health and safety is...

Emergency
Free lead hazard abatement

New York State Lead Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6 or pre...

Home Repair
Up to $10,000 additional incentive

New York State Affordable Solar Program

Additional incentives for low-to-moderate income households installing solar panels, stacked on top of standard NY-Sun i...

Solar/Renewable
Varies by system size, ~$0.20/watt

NY-Sun Residential Solar Incentive

Statewide incentive for residential solar installations. Incentive amount is based on system size and varies by region a...

Solar/Renewable
$75 rebate per thermostat

NYSEG Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats. Devices must be ENERGY STAR certified. Submit rece...

Energy
Up to $15,000 grant

Dutchess County Home Accessibility Modification Program

Grants for home accessibility modifications for seniors age 60+ and persons with disabilities in Dutchess County. Covers...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in rural areas to repair, improve, or modernize their homes...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to buy, build, or modify a home to meet adaptive needs. E...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify a home to meet adaptive needs. Eligible disabil...

Veterans
Average $1,500 annual savings

New York State Enhanced STAR Exemption

Property tax exemption for senior homeowners age 65 or older with income of $98,700 or less. Automatically applied once ...

Property Tax Relief
Up to $30,000 low-interest loan

Dutchess County Septic System Replacement Program

Low-interest loan program for repair or replacement of failing septic systems in Dutchess County. Available to homeowner...

Home Repair
Up to $300 per appliance

NYSEG ENERGY STAR Appliance Rebate

Rebates for purchasing qualifying ENERGY STAR appliances including refrigerators, clothes washers, and heat-pump water h...

Energy
Free energy efficiency upgrades

EmPower New York (Low-Income Energy Efficiency)

Comprehensive no-cost energy efficiency services for low-income households including air sealing, insulation, heating sy...

Energy
Up to $800 heating benefit

Home Energy Assistance Program (HEAP)

Federal and state assistance to help low-income households pay heating bills. Regular benefit available once per heating...

Energy
Up to $1,000 for home EV charger

NY Drive Clean Rebate (EV Charger)

Rebate for purchase and installation of qualifying Level 2 electric vehicle charging equipment at single-family homes. C...

Energy
Up to $12,000 for geothermal heat pump

New York Geothermal Heat Pump Incentive

Enhanced incentives for installation of ground-source (geothermal) heat pump systems in New York homes. Provides heating...

Energy
Free lead paint abatement

Dutchess County Lead Paint Abatement Program

County program to remove lead paint hazards from pre-1978 homes where children under 6 reside. Free lead testing, abatem...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Fishkill

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Frequently asked questions

What home improvement grants are available in Fishkill, NY?

25 programs are currently listed for Fishkill, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Fishkill have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fishkill, 16 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.

How do I apply for home repair grants in Fishkill?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.