Home Improvement Grants in Fitchburg.

Find grants, rebates, forgivable loans, and free programs for Fitchburg, MA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fitchburg, MA, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 13 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Fitchburg CDBG Owner-Occupied Rehabilitation Program

Provides comprehensive home rehabilitation assistance for low-income homeowners in Fitchburg through CDBG funds. Loan is...

Home Repair
Free lead abatement services

Fitchburg Lead Paint Removal Program

Massachusetts state-funded program to remove lead paint hazards from pre-1978 homes in Fitchburg where children under 6 ...

Home Repair
Free assessment + instant rebates

Mass Save Home Energy Assessment

Free comprehensive home energy assessment for all Fitchburg residents served by Unitil. Includes free instant installati...

Weatherization
Up to $10,000 in rebates

Mass Save Heat Pump Rebate Program

Rebates up to $10,000 for installing eligible air-source or ground-source heat pumps in Fitchburg homes. Includes whole-...

Weatherization
75-100% cost coverage

Mass Save Insulation & Air Sealing Rebate

Rebates covering 75% of insulation and air sealing costs for all Fitchburg homeowners, or 100% coverage for moderate-inc...

Weatherization
Free weatherization services

Massachusetts Weatherization Assistance Program (WAP)

Federally-funded weatherization services at no cost for low-income Fitchburg households at or below 60% state median inc...

Weatherization
Loan up to $25,000

MassHousing Septic Repair Loan Program

Low-interest loan program up to $25,000 for septic system repair, replacement, or connection to municipal sewer in Massa...

Home Repair
Low-interest loans up to full cost

Massachusetts Get The Lead Out Program

Low-interest loan program for property owners to remove lead paint hazards from residential properties built before 1978...

Home Repair
Grant up to $15,000

Fitchburg Home Accessibility Modification Program

Grant funding up to $15,000 for home accessibility modifications for elderly or disabled Fitchburg residents. Covers ram...

Seniors & Disability
Grant up to $5,000

Fitchburg Senior Citizen Home Repair Program

Emergency home repair grants up to $5,000 for Fitchburg residents age 60+ with urgent health and safety needs. Covers em...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in eligible rural areas near Fi...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet their disabilit...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to help adapt a home they or a family member own. Availab...

Veterans
30% tax credit

Federal Residential Clean Energy Credit (Solar)

Federal tax credit equal to 30% of the cost of installing solar panels, solar water heating, or other renewable energy s...

Solar/Renewable
Per-kWh production incentive

Massachusetts SMART Solar Incentive Program

Massachusetts Solar Massachusetts Renewable Target (SMART) program provides monthly payments for solar energy production...

Solar/Renewable
Up to $1,000 tax exemption

Massachusetts Senior Property Tax Exemption (Clause 41C)

Property tax exemption for Fitchburg homeowners age 70+ who meet income and asset limits. Reduces annual property tax bi...

Property Tax Relief
Up to $1,500 tax credit

Fitchburg Senior Property Tax Work-Off Program

Allows Fitchburg residents age 60+ to volunteer up to 100 hours per year in city departments in exchange for a property ...

Property Tax Relief
Up to $1,260 state tax credit

Massachusetts Senior Circuit Breaker Tax Credit

Refundable state income tax credit for Massachusetts seniors age 65+ whose property tax or rent exceeds 10% of total inc...

Property Tax Relief
Up to $1,150 rebate

Mass Save Electric Heat Pump Water Heater Rebate

Rebate up to $1,150 for Fitchburg homeowners who install ENERGY STAR certified electric heat pump water heaters. Must co...

Energy
Varies, typically up to $50,000

Massachusetts HOME Investment Partnership Program

Federal HOME funds administered through Massachusetts for comprehensive home rehabilitation in participating communities...

Home Repair
Grant up to $10,000

Fitchburg Hoarding Cleanup and Intervention Program

Provides grants and support services to Fitchburg residents facing hoarding situations that pose health and safety hazar...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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