Find grants, rebates, forgivable loans, and free programs for Fleming Island, FL, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fleming Island, FL, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to low-income homeowners in Clay County for critical home repairs and rehabilitation. Loan is ...
State Housing Initiatives Partnership (SHIP) program administered by Clay County to provide home repair grants for very ...
My Safe Florida Home program provides matching grants to strengthen homes against hurricane damage. Eligible improvement...
JEA provides rebates for residential solar photovoltaic installations to customers in its service territory, including F...
JEA offers rebates for installation of qualifying high-efficiency electric heat pumps (16 SEER or higher). Must replace ...
Rebate for installation of ENERGY STAR certified heat pump water heaters for JEA electric customers. Heat pump water hea...
JEA provides rebates for purchase and installation of qualifying Wi-Fi enabled smart thermostats. Smart thermostats opti...
Federally funded program administered by Florida DEO to reduce energy costs for low-income households. Services include ...
USDA provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their d...
VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will res...
Grant program for Clay County homeowners age 62 and older with limited income to address urgent home repairs affecting h...
Property Assessed Clean Energy (PACE) financing allows homeowners to finance energy efficiency, renewable energy, and hu...
HUD-funded program administered by Florida Department of Health to identify and reduce lead-based paint hazards in homes...
Low-interest loan program to help Clay County homeowners repair or replace failing septic systems. Loans at 0-3% interes...
HUD Community Development Block Grant - Disaster Recovery (CDBG-DR) program to help Florida homeowners repair, rebuild, ...
Grant program to help low-income Clay County homeowners with disabilities make ADA-compliant accessibility modifications...
Federal Investment Tax Credit (ITC) provides a 30% tax credit for residential solar photovoltaic installations. Credit a...
JEA provides free comprehensive home energy audits to identify ways to reduce energy consumption and lower utility bills...
Federal Homeowner Assistance Fund (HAF) helps Florida homeowners who experienced financial hardship after January 21, 20...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Fleming Island, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fleming Island, 16 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.