Kentucky Housing Down Payment Assistance

Kentucky Housing Corporation

Available Down Payment

About This Program

Provides down payment and closing cost assistance to first-time homebuyers purchasing in Kentucky. Offered as a second mortgage with 0% interest, forgiven after 5 years of occupancy. Must be used with KHC first mortgage.

Forgivable second mortgage for down payment assistance

Key Details

  • Up to $6,000 down payment assistance
  • For first-time homebuyers in Kentucky
  • 0% interest, forgiven after 5 years
  • Must use KHC first mortgage loan
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Florence, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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