Home Improvement Grants in Florence.

Find grants, rebates, forgivable loans, and free programs for Florence, OR, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Florence, OR, with individual awards up to $150,000. 4 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Oregon Weatherization Assistance Program (WAP)

Federally funded program that helps income-eligible Oregon households reduce energy costs through comprehensive weatheri...

Weatherization
Up to $15,000 grant

OHCS Emergency Home Repair Program

State-funded program providing emergency repair grants to low-income Oregon homeowners facing health and safety hazards....

Emergency
Up to $4,500 rebate

Energy Trust of Oregon Heat Pump Rebate

Cash incentives for installing energy-efficient ductless or ducted heat pumps in existing Oregon homes served by partici...

Energy
Up to $2,400 rebate

Energy Trust Insulation & Air Sealing Rebate

Rebates for attic, wall, and floor insulation improvements plus air sealing in Oregon homes. Program includes a discount...

Weatherization
Up to $1,200 rebate

Energy Trust Water Heater Rebate

Cash incentives for upgrading to energy-efficient electric heat pump water heaters or high-efficiency gas water heaters ...

Energy
Up to $8,000 rebate

Energy Trust Solar Electric Rebate

Cash incentives for installing solar photovoltaic systems on Oregon homes. Rebate amount based on system size; bonus inc...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program offering loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes....

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify an existing home for accessibility. Covers modi...

Veterans
Forgivable loan up to $35,000

Lane County HOME Rehabilitation Program

HOME-funded program providing major home repairs to low-income owner-occupied households in unincorporated Lane County, ...

Home Repair
Grant up to $10,000

Florence ADA Home Modification Grant

City program providing grants to homeowners with disabilities for accessibility modifications such as ramps, grab bars, ...

Seniors & Disability
Free lead hazard removal

Oregon Lead-Based Paint Hazard Reduction Program

State program reducing lead-based paint hazards in pre-1978 homes where children under 6 reside. Services include lead t...

Home Repair
Grant up to $7,500

Oregon Senior Home Repair Grant

State program providing grants to low- and moderate-income seniors age 60+ for essential home repairs that allow them to...

Seniors & Disability
Grant up to $150,000

Oregon Seismic Rehabilitation Grant Program

State program providing matching grants to strengthen homes against earthquake damage. Priority for homes built before 1...

Disaster
Multiple rebates available

Central Lincoln PUD Energy Efficiency Rebates

Local utility rebates for Central Lincoln PUD customers who install energy-efficient appliances and equipment. Rebates a...

Energy
Grant up to $5,000

Florence Sewer Lateral Repair Grant

City program providing financial assistance to low- and moderate-income homeowners for repairing or replacing deteriorat...

Home Repair
Grant up to $10,000

Oregon Defensible Space & Home Hardening Grant

State program providing grants to homeowners in wildfire-prone areas for home hardening improvements such as fire-resist...

Disaster
Up to $6,000 tax credit

Oregon Residential Solar Tax Credit

State tax credit for installing solar electric systems on Oregon homes. Credit equals up to $6,000 over four years and c...

Solar/Renewable
Grant varies by project

Oregon Coastal Erosion Protection Assistance

State assistance program for coastal homeowners facing erosion threats. Provides technical assistance and cost-share gra...

Disaster
Grant up to $50,000

Oregon Multihazard Mitigation Grant

State-administered FEMA program providing grants to strengthen homes against multiple natural hazards including earthqua...

Disaster
Loan up to $27,500

Oregon Manufactured Home Advantage Repair Loan

Low-interest loan program specifically for manufactured home owners to finance necessary repairs and improvements. Loans...

Home Repair
Defers property taxes as low-interest loan

Oregon Property Tax Deferral for Seniors and Disabled

State program allowing seniors 62+ and disabled homeowners to defer property taxes as a low-interest loan secured by the...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Florence

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Frequently asked questions

What home improvement grants are available in Florence, OR?

26 programs are currently listed for Florence, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Florence have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Florence, 16 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.

How do I apply for home repair grants in Florence?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.