California Housing Finance Authority
Provides down payment and closing cost assistance deferred-payment junior loan for first-time homebuyers in California. No monthly payment; due on sale, refinance, or payoff of first mortgage. Must be used with CalHFA first mortgage.
Deferred junior loan for down payment and closing costs, 3% of purchase price up to max
Deadline: Ongoing program
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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