Home Improvement Grants in Fort Collins.

Find grants, rebates, forgivable loans, and free programs for Fort Collins, CO, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fort Collins, CO, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Fort Collins Owner-Occupied Housing Rehabilitation

Provides major home repairs for income-qualified owner-occupied households in Fort Collins. Loan is forgiven after 5 yea...

Home Repair
Grant up to $10,000

Fort Collins Emergency Home Repair Program

Provides emergency home repairs for very low-income owner-occupied households in Fort Collins. Covers urgent threats to ...

Emergency
Forgivable loan up to $20,000

Fort Collins Home Accessibility Modification Program

Provides accessibility modifications for income-qualified owner-occupied homes in Fort Collins where a resident has a do...

Seniors & Disability
Up to $8,000 per household

Colorado Weatherization Assistance Program (WAP)

Federally funded weatherization program serving Fort Collins through the Colorado Energy Office. Provides free energy ef...

Weatherization
Rebates up to $2,000+

Platte River Power Authority Residential Efficiency Program

Provides rebates for energy-efficient home improvements for Fort Collins Utilities electric customers. Includes rebates ...

Energy
Up to $4,000 rebate

Fort Collins Heat Pump Rebate Program

Offers rebates for installing high-efficiency air-source and ground-source heat pumps in Fort Collins homes. Rebate amou...

Energy
Up to $2,500 rebate

Fort Collins Solar Installation Rebate

Provides rebates for residential rooftop solar photovoltaic system installations in Fort Collins. Rebate is $500/kW up t...

Solar/Renewable
Free solar installation

Fort Collins Income-Qualified Solar Program

Provides free rooftop solar installations for income-qualified Fort Collins homeowners. Program covers 100% of system co...

Solar/Renewable
Down payment assistance up to $15,000

Colorado Housing Finance Authority First-Time Homebuyer

Provides down payment assistance and low-interest mortgages for first-time homebuyers in Fort Collins through Colorado H...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very low-income homeowners in eligible rural areas near Fort Collins to repair, improve, or...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to accommodate their disability. Available for v...

Veterans
Grant up to $5,000

Larimer County Senior Home Repair Program

Provides emergency home repair grants for low-income seniors (60+) in Larimer County. Covers urgent health and safety re...

Seniors & Disability
Free lead hazard removal

Larimer County Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in qualifying homes in Larimer County with children under 6. Homes...

Home Repair
Rebate up to $800

Fort Collins Water Heater Rebate Program

Provides rebates for installing high-efficiency water heaters in Fort Collins homes. Includes electric heat pump water h...

Energy
Loan up to $5,000

Fort Collins Sewer Lateral Assistance Program

Provides low-interest loans for repairing or replacing private sewer laterals in Fort Collins. Loan is repaid through ut...

Home Repair
Varies by project, up to $30,000

HOME Investment Partnerships Program (Fort Collins)

Federal HOME funds used by Fort Collins for housing rehabilitation, accessibility modifications, and emergency repairs f...

Home Repair
Interest-free loan up to $8,000

EnergySmart Colorado Interest-Free Loan

Offers interest-free loans for comprehensive energy efficiency upgrades in Fort Collins homes. Covers insulation, air se...

Energy
Defers 100% of property tax

Colorado Property Tax Deferral Program

Allows Colorado homeowners who are seniors (60+), veterans with disabilities, or surviving spouses to defer property tax...

Property Tax Relief
50% exemption on first $200,000

Colorado Senior Property Tax Exemption

Provides a 50% property tax exemption on the first $200,000 of actual value for Colorado homeowners age 65+ who have liv...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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