Find grants, rebates, forgivable loans, and free programs for Fort Mill, SC, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fort Mill, SC, with individual awards up to $622,000. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 12 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Zero-interest deferred loan for owner-occupants to make necessary home repairs and improvements. Loan is forgiven after ...
Federal HOME Investment Partnerships Program funds for major home repairs and rehabilitation for low-income homeowners i...
CDBG-funded emergency repair grant for very low-income homeowners facing immediate threats to health and safety. Priorit...
Grant program for homeowners with disabilities or seniors requiring accessibility modifications to age in place safely. ...
Rebate for Duke Energy customers who install qualifying high-efficiency heat pump systems. Rebate amounts vary based on ...
Comprehensive energy efficiency rebates for Duke Energy customers including insulation ($250), air sealing ($50), duct s...
Rebate for Duke Energy customers installing residential solar photovoltaic systems. Rebate calculated at $0.20 per watt ...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve their homes, r...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to accommodate their disabil...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. For vete...
HUD-funded program providing free lead hazard evaluation and remediation for homes built before 1978 with children under...
Grant and loan program for income-qualified homeowners to repair or replace failing septic systems. Available for system...
Federal tax credit covering 30% of the cost of residential solar panel systems and battery storage installed for install...
Rebate for Duke Energy customers installing qualifying high-efficiency electric water heaters or heat pump water heaters...
State income tax credit for substantial rehabilitation of historic homes listed on the National Register or contributing...
FHA-insured mortgage that allows homebuyers and homeowners to finance both the purchase (or refinance) of a house and th...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Fort Mill, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fort Mill, 12 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.