Louisiana Mortgage Credit Certificate Program

Louisiana Housing Corporation

Available Down Payment

About This Program

Provides a federal income tax credit equal to a percentage of the mortgage interest paid each year, reducing federal tax liability and increasing take-home pay for eligible homebuyers in Louisiana.

Annual tax credit equals 20-40% of mortgage interest paid

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Federal tax credit worth 20-40% of mortgage interest
  • Available for income-eligible homebuyers
  • Credit claimed annually on tax return
  • Can be combined with other Louisiana Housing programs
  • Reduces federal tax liability directly

How to Apply

Get free help applying Visit Official Program Page Track this program

(225) 763-8700

A grant-savvy contractor in Fort Polk South, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to available allocation

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