Florida State Housing Initiatives Partnership (SHIP)

Florida Housing Finance Corporation / Okaloosa County

Available Home Repair

About This Program

State-funded program administered by Okaloosa County providing rehabilitation assistance to moderate-income homeowners. Funds may be structured as grants or deferred loans depending on income level and project scope.

Typical rehabilitation assistance for moderate-income homeowners

Key Details

  • Rehabilitation assistance up to $15,000
  • Income at or below 120% AMI required
  • Owner-occupied homes in Okaloosa County
  • May be grant or deferred loan based on income
  • Covers major repairs and code violations

How to Apply

A grant-savvy contractor in Fort Walton Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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