Find grants, rebates, forgivable loans, and free programs for Fort Wayne, IN, filtered to your situation.
As of June 2026, 28 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fort Wayne, IN, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 10 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 23 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major rehabilitation assistance to low- and moderate-income homeowners in Fort Wayne. Loan is forgiven after 5 ...
Provides emergency repair assistance for immediate health and safety hazards in owner-occupied homes. Income must be at ...
HUD-funded program to reduce lead-based paint hazards in Allen County homes built before 1978 with children under age 6....
Federally funded weatherization program administered by IHCDA providing comprehensive energy efficiency improvements to ...
State-funded home repair assistance for low-income Indiana homeowners. Grant can be used for critical health and safety ...
Provides accessibility modifications for low-income homeowners with disabilities or seniors. Includes ramps, grab bars, ...
Provides financial assistance to homeowners for repair or replacement of private sewer laterals. City covers 50% of elig...
Rebates for NIPSCO natural gas customers who install high-efficiency furnaces, boilers, or other qualifying HVAC equipme...
Rebates for NIPSCO gas customers who install ENERGY STAR certified tankless or high-efficiency storage water heaters. Re...
Provides loans and grants to very-low-income homeowners in eligible rural areas near Fort Wayne to repair or improve dwe...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to accommodate their disabil...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...
Federal HOME funds for comprehensive rehabilitation of owner-occupied homes in Fort Wayne. Forgivable loan for household...
Grant program specifically for homeowners age 62 and older with income at or below 80% AMI. Provides assistance with cri...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Available for systems place...
State program providing free lead hazard testing and remediation for homes with children under 6 or pregnant women. Prio...
Free energy efficiency improvements for income-qualified NIPSCO gas customers. Services include insulation, air sealing,...
Indiana Homestead Standard Deduction reduces the assessed value of a primary residence by up to $48,000 for property tax...
Additional property tax deduction of up to $14,000 for homeowners age 65 or older with income below threshold. Reduces a...
Property tax deduction for disabled veterans based on disability rating. Veterans with 100% permanent disability may rec...
Matching grant program for owners of properties in designated historic districts or listed on local/national registers. ...
Financial assistance for homeowners who need to replace private water service lines. City provides partial funding to re...
Emergency assistance for furnace repair or replacement for low-income households during heating season. Available throug...
Provides heating and cooling assistance to income-eligible Indiana households during winter and summer seasons. Offers e...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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28 programs are currently listed for Fort Wayne, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fort Wayne, 23 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.