Arizona Housing Finance Authority HOME Plus

Arizona Department of Housing (ADOH)

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Arizona. Forgivable second mortgage that is forgiven after 10 years of owner occupancy. Must be combined with HOME Plus mortgage loan.

Forgivable loan up to $7,500 for down payment and closing costs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $7,500 for down payment/closing costs
  • Forgivable after 10 years
  • First-time homebuyers only
  • Must use HOME Plus mortgage
  • Income limits apply by county

How to Apply

A grant-savvy contractor in Fortuna Foothills, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding

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