Find grants, rebates, forgivable loans, and free programs for Franklin, TN, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Franklin, TN, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 22 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization services to income-qualified households in Williamson County. Ser...
Low-interest rehabilitation loan for homeowners who have an existing THDA mortgage. Funds can be used for necessary home...
Rebate for NES customers who install qualifying high-efficiency heat pumps. Units must meet minimum SEER and HSPF rating...
Rebate for NES customers who add insulation to attics, walls, or crawl spaces. Insulation must meet minimum R-value requ...
Rebate for NES customers who install qualifying high-efficiency electric water heaters or heat pump water heaters. Heat ...
Rebate for NES customers who install qualifying smart thermostats that allow for energy-saving temperature scheduling an...
Matching grant for exterior rehabilitation of contributing structures in Franklin's historic districts. Funds can be use...
Low-interest loan for very-low-income homeowners in eligible rural areas to repair or improve their homes. Franklin city...
Grant for very-low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Franklin city ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home for wheelchair accessibil...
Grant for veterans with certain service-connected disabilities to modify their home for accessibility. Covers bathroom m...
Community Development Block Grant program providing home repair assistance to low-income homeowners in unincorporated Wi...
HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...
Emergency home repair assistance for low-income seniors age 60+ in Williamson County including Franklin. Covers urgent r...
Grant for homeowners with disabilities to make accessibility modifications such as ramps, grab bars, widened doorways, a...
Financial assistance for low-income Franklin homeowners to repair or replace damaged sewer or water service laterals on ...
Emergency grant for low-income Franklin homeowners facing urgent health and safety hazards. Covers immediate threats suc...
CDBG-funded forgivable loan for substantial home rehabilitation for low-income Franklin homeowners. Loan forgiven after ...
Incentive for residential solar installations for customers of participating TVA distributors. Available through NES for...
Below-market interest rate mortgage for first-time homebuyers in Tennessee including Franklin. Down payment assistance o...
Down payment and closing cost assistance for eligible homebuyers purchasing with a THDA loan. Must complete homebuyer ed...
Professional home energy assessment for NES customers at reduced cost. Includes installation of energy-saving products l...
Free home health assessments and interventions for families with children suffering from asthma or other environmental h...
HUD-approved homebuyer education course covering budgeting, mortgages, home maintenance, and avoiding foreclosure. Requi...
Property tax relief program for Tennessee homeowners age 65+ or disabled with total annual income below state limits. Am...
Incentive for Franklin residents who install qualifying geothermal heat pump systems. Available through NES for TVA serv...
Emergency utility payment assistance for NES customers in Franklin facing financial hardship. One-time grant helps preve...
Assists income-eligible Tennessee households with heating and cooling costs through local service providers. Provides cr...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Franklin, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Franklin, 22 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.