Frederick City Owner-Occupied Rehabilitation Program

City of Frederick Housing and Human Services

Available Home Repair

About This Program

Provides forgivable loans up to $30,000 for major home repairs to owner-occupied properties in Frederick city limits. Loan forgiven after 10 years of continued owner occupancy. Income limits apply.

Forgivable loan amount based on needed repairs and household income

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Must be owner-occupied in Frederick city
  • Income at or below 80% AMI required
  • Forgiven after 10 years of residency
  • Covers structural, systems, and safety issues

How to Apply

A grant-savvy contractor in Frederick, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted continuously

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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