California Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Down payment assistance loan covering up to 20% of home purchase price for first-time buyers in California. Shared appreciation loan repaid when home is sold, refinanced, or transferred. Very high demand program.

Loan amount is 20% of purchase price, repaid with shared appreciation

Key Details

  • Up to 20% down payment assistance
  • For first-time homebuyers
  • Shared appreciation on resale
  • Income limits apply by county
  • Currently waitlisted, high demand

How to Apply

Deadline: Program paused, check for reopening

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