California Department of Housing and Community Development
Down payment and closing cost assistance for low-income first-time homebuyers. Deferred-payment junior loan requiring no monthly payment. Repaid when home is sold, refinanced, or no longer owner-occupied.
Loan amount varies, typically 3-5% of purchase price
Deadline: Administered through local nonprofits
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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