Find grants, rebates, forgivable loans, and free programs for Fremont, CA, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fremont, CA, with individual awards up to $150,000. 6 programs target seniors, 2 serve veterans, and 17 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 9 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low-income homeowners in Fremont. Loan is forgiven after 5 years of ...
Provides emergency home repair grants for very low-income homeowners facing immediate health and safety hazards. Grant d...
Forgivable loans for accessibility modifications to homes occupied by disabled or elderly residents. Covers ramps, grab ...
Provides rebates to homeowners for replacing or repairing private sewer laterals. Rebate covers up to 50% of eligible co...
Whole-home energy efficiency upgrade program offering rebates for comprehensive improvements. Includes insulation, air s...
Rebates for installing energy-efficient heat pump HVAC systems to replace gas or electric heating and cooling. Higher re...
Rebate for replacing gas or electric water heaters with high-efficiency heat pump water heaters. Significantly reduces e...
Rebate for purchasing and installing qualifying smart thermostats that optimize HVAC energy usage. Includes popular bran...
Incentives for home battery storage systems, with higher rebates for low-income and medically vulnerable households. Can...
Free weatherization services for income-qualified homeowners in Fremont. Includes insulation, air sealing, minor repairs...
Federally-funded weatherization program providing free energy efficiency improvements to low-income households. Administ...
Provides free lead hazard assessment and abatement for homes built before 1978 with children under 6 or pregnant women. ...
Grants for wildfire risk reduction in high-hazard areas. Covers defensible space creation, ember-resistant vents, fire-r...
Monthly electric bill discount for households with 3 or more people who don't qualify for CARE but meet income limits. P...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes. Grants up to ...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet disability needs...
Grants for veterans with certain service-connected disabilities to adapt homes for independent living. Covers ramps, wid...
Mortgage payment assistance for homeowners experiencing financial hardship due to COVID-19 or other qualified circumstan...
Provides up to $3,000 toward seismic retrofitting of older wood-frame houses in eligible ZIP codes. Helps homeowners str...
Down payment assistance loan covering up to 20% of home purchase price for first-time buyers in California. Shared appre...
Grant program specifically for homeowners 62 and older to make health, safety, and accessibility repairs. Covers fall pr...
Rebates for replacing grass lawns with water-efficient landscaping. Pays $2 per square foot of turf removed and replaced...
Rebates for replacing old toilets with high-efficiency models. Pays up to $200 per toilet for qualifying models that use...
Rebates for purchasing high-efficiency clothes washers that meet strict water and energy performance criteria. Must be E...
Down payment and closing cost assistance for low-income first-time homebuyers. Deferred-payment junior loan requiring no...
City of Fremont waives building permit fees for residential solar panel and battery storage installations. Reduces upfro...
Allows senior, blind, or disabled homeowners to defer property taxes as a loan against their home equity. State pays the...
Financing program for energy efficiency, renewable energy, and water conservation improvements. Repaid through annual pr...
Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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33 programs are currently listed for Fremont, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fremont, 18 programs do not require repayment, 2 are forgivable loans, and 9 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.