THDA Down Payment Assistance

Tennessee Housing Development Agency

Available Down Payment

About This Program

Second mortgage assistance for down payment and closing costs, available with THDA first mortgage products. Loan is forgiven after 15 years of on-time first mortgage payments. Homebuyer education required.

Second mortgage for down payment assistance, forgiven after 15 years

Key Details

  • Up to $15,000 or 4% of loan amount
  • Must use THDA first mortgage product
  • Forgiven after 15 years of on-time payments
  • Covers down payment and closing costs
  • Homebuyer education required

How to Apply

Get free help applying Visit Official Program Page Track this program

(615) 815-2200

A grant-savvy contractor in Gallatin, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Gallatin, TN contractors

Find More Programs in Gallatin, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs