Home Improvement Grants in Garden City.

Find grants, rebates, forgivable loans, and free programs for Garden City, MI, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Garden City, MI, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 16 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $25,000 forgivable loan

Garden City Owner-Occupied Housing Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for owner-occupied homes in Garden City. Loan is forgiven after 5 yea...

Home Repair
Up to $7,500 grant

Garden City Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied households with immediate health and safety threats. Income at ...

Emergency
Up to $15,000 grant

Garden City Home Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes in Garden City where a household member has a documented d...

Seniors & Disability
Up to $10,000 grant

Garden City Senior Home Repair Program

Provides home repair grants for senior homeowners age 62 and older in Garden City. Grant covers necessary repairs to mai...

Seniors & Disability
Up to $5,000 grant

Garden City Water and Sewer Lateral Repair Program

Provides financial assistance for repair or replacement of water and sewer laterals for income-qualified Garden City hom...

Home Repair
Up to $8,000 in weatherization services

Michigan State Weatherization Assistance Program (WAP)

Federally funded program administered by Michigan DHHS to improve home energy efficiency for income-qualified households...

Weatherization
Up to $25,000 loan

Michigan State Housing Development Authority Home Improvement Loan

Low-interest home improvement loan for Michigan homeowners at or below 120% AMI. Covers essential repairs and accessibil...

Home Repair
Free lead hazard removal

Michigan Childhood Lead Poisoning Prevention Program

Provides free lead hazard investigation and abatement for Michigan homes where a child under 6 has an elevated blood lea...

Home Repair
Up to $50,000 loan

MI Saves Home Energy Loan

Statewide green bank offering low-interest loans for energy efficiency and renewable energy improvements in Michigan hom...

Energy
Free or $100 rebate

DTE Energy Home Energy Analysis

Free or low-cost comprehensive home energy audit for DTE electric customers in Garden City. Includes assessment of insul...

Energy
Up to $400 rebate

DTE Energy Home Insulation Rebate

Rebate for DTE electric customers who add insulation to their attic or walls. Must complete a Home Energy Analysis first...

Weatherization
Up to $350 rebate

DTE Energy Central Air Conditioning Rebate

Rebate for DTE electric customers who install a new high-efficiency central air conditioner. Must be ENERGY STAR certifi...

Energy
Up to $500 rebate

DTE Energy Electric Heat Pump Rebate

Rebate for DTE electric customers who install an air-source heat pump for heating and cooling. Must be ENERGY STAR certi...

Energy
Up to $450 rebate

DTE Energy Electric Water Heater Rebate

Rebate for DTE electric customers who install a new electric heat pump water heater. Must be ENERGY STAR certified. Reba...

Energy
Up to $125 rebate

DTE Energy Smart Thermostat Rebate

Rebate for DTE electric customers who purchase and install a qualifying smart thermostat. Must be ENERGY STAR certified ...

Energy
Net metering credits

DTE Energy Distributed Generation Program

Program for DTE electric customers who install rooftop solar panels. Provides net metering credits for excess electricit...

Solar/Renewable
Up to $400 rebate

Consumers Energy High-Efficiency Furnace Rebate

Rebate for Consumers Energy natural gas customers who install a high-efficiency furnace with AFUE rating of 95% or highe...

Energy
Up to $3,200 annual tax credit

Federal Energy Efficient Home Improvement Credit (25C)

Federal tax credit for energy-efficient home improvements including windows, doors, insulation, HVAC systems, and home e...

Energy
30% tax credit, no limit

Federal Residential Clean Energy Credit (25D)

Federal tax credit for residential solar panels, battery storage, and geothermal heat pumps. Credit is 30% of total syst...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan and Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify an existing home to accommodate their disabilit...

Veterans

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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