Home Improvement Grants in Garden City.

Browse cataloged grants, rebates, loans, and other assistance records for Garden City, MI. Verify each program's current rules, service area, and status.

The Garden City, MI directory shows 22 cataloged resources. Of those, 12 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 12 records is $126,526, not an estimate of your award. Discovery tags include 2 senior-related records, 2 veteran-related records, and 6 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants6Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 22 resources (12 currently open or actionable repair-assistance records)
Up to $25,000 forgivable loan

Garden City Owner-Occupied Housing Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for owner-occupied homes in Garden City. Loan is forgiven after 5 yea...

Home Repair
Up to $7,500 grant

Garden City Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied households with immediate health and safety threats. Income at ...

Emergency
Up to $15,000 grant

Garden City Home Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes in Garden City where a household member has a documented d...

Seniors & Disability
Up to $10,000 grant

Garden City Senior Home Repair Program

Provides home repair grants for senior homeowners age 62 and older in Garden City. Grant covers necessary repairs to mai...

Seniors & Disability
Up to $5,000 grant

Garden City Water and Sewer Lateral Repair Program

Provides financial assistance for repair or replacement of water and sewer laterals for income-qualified Garden City hom...

Home Repair
Up to $8,000 in weatherization services

Michigan State Weatherization Assistance Program (WAP)

Federally funded program administered by Michigan DHHS to improve home energy efficiency for income-qualified households...

Weatherization
Up to $25,000 loan

Michigan State Housing Development Authority Home Improvement Loan

Low-interest home improvement loan for Michigan homeowners at or below 120% AMI. Covers essential repairs and accessibil...

Home Repair
Free lead hazard removal

Michigan Childhood Lead Poisoning Prevention Program

Provides free lead hazard investigation and abatement for Michigan homes where a child under 6 has an elevated blood lea...

Home Repair
Up to $50,000 loan

MI Saves Home Energy Loan

Statewide green bank offering low-interest loans for energy efficiency and renewable energy improvements in Michigan hom...

Energy
Free or $100 rebate

DTE Energy Home Energy Analysis

Free or low-cost comprehensive home energy audit for DTE electric customers in Garden City. Includes assessment of insul...

Energy
Up to $400 rebate

DTE Energy Home Insulation Rebate

Rebate for DTE electric customers who add insulation to their attic or walls. Must complete a Home Energy Analysis first...

Weatherization
Up to $350 rebate

DTE Energy Central Air Conditioning Rebate

Rebate for DTE electric customers who install a new high-efficiency central air conditioner. Must be ENERGY STAR certifi...

Energy
Up to $500 rebate

DTE Energy Electric Heat Pump Rebate

Rebate for DTE electric customers who install an air-source heat pump for heating and cooling. Must be ENERGY STAR certi...

Energy
Up to $450 rebate

DTE Energy Electric Water Heater Rebate

Rebate for DTE electric customers who install a new electric heat pump water heater. Must be ENERGY STAR certified. Reba...

Energy
Up to $125 rebate

DTE Energy Smart Thermostat Rebate

Rebate for DTE electric customers who purchase and install a qualifying smart thermostat. Must be ENERGY STAR certified ...

Energy
Net metering credits

DTE Energy Distributed Generation Program

Program for DTE electric customers who install rooftop solar panels. Provides net metering credits for excess electricit...

Solar/Renewable
Up to $400 rebate

Consumers Energy High-Efficiency Furnace Rebate

Rebate for Consumers Energy natural gas customers who install a high-efficiency furnace with AFUE rating of 95% or highe...

Energy
Federal credit closed after December 31, 2025

Federal Energy Efficient Home Improvement Credit (25C)

The federal Energy Efficient Home Improvement Credit under Section 25C is closed for expenditures made or property place...

Energy
Federal credit closed after December 31, 2025

Federal Residential Clean Energy Credit (25D)

The federal Residential Clean Energy Credit under Section 25D is closed for expenditures made after December 31, 2025. T...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan and Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify an existing home to accommodate their disabilit...

Veterans

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Contractor listings in Garden City

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Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

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Local help in Garden City, MI

Organizations that help Garden City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Garden City, MI?

The directory includes 12 possible-program records associated with Garden City, including Garden City Owner-Occupied Housing Rehabilitation Program, Garden City Emergency Home Repair Grant, Garden City Home Accessibility Modification Program. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Garden City classified?

Our classifier labels 6 records as grants, 1 as forgivable loans, and 4 as rebates in Garden City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Garden City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.