Home Improvement Grants in Gatesville.

Find grants, rebates, forgivable loans, and free programs for Gatesville, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Gatesville, TX, with individual awards up to $126,526. 6 programs target seniors, 4 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by TDHCA to reduce energy costs for low-income households. Services...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

Provides grants up to $10,000 for seniors 62+ and loans up to $20,000 for very low-income rural homeowners to repair, im...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability. Ava...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to make modifications to their homes necessary f...

Veterans
Up to $60,000 for owner-occupied rehab

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA provide grants or deferred forgivable loans for substantial rehabilitation of o...

Home Repair
$50 air conditioning tune-up

Oncor Air Conditioning Tune-Up

Oncor customers in Gatesville can receive a professional air conditioning tune-up for only $50 (regular value $150+). Se...

Energy
$50 per appliance pickup & rebate

Oncor Refrigerator & Freezer Recycling Rebate

Oncor will pick up and recycle your old working refrigerator or freezer for free and pay you $50 per unit. Removes ineff...

Energy
Up to $85 rebate

Oncor Smart Thermostat Rebate

Receive rebates of $50-$85 when you purchase and install a qualifying smart thermostat. Smart thermostats learn your sch...

Energy
Free weatherization services

Oncor Low-Income Weatherization

Oncor partners with Central Texas Opportunities to provide free weatherization improvements for income-qualified househo...

Weatherization
Free lead hazard remediation

Texas Lead-Based Paint Hazard Reduction Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where young children re...

Home Repair
Up to $5,000 for seniors

Coryell County Senior Home Repair Program

Provides emergency home repairs for senior homeowners age 60+ in Coryell County with limited income. Grant funds cover c...

Seniors & Disability
Up to $15,000 for accessibility modifications

Gatesville ADA Home Modification Program

Forgivable loan program for accessibility modifications enabling disabled residents to remain in their homes. Covers ram...

Seniors & Disability
Up to $3,000 for lateral repairs

Gatesville Water & Sewer Lateral Repair Assistance

Cost-share program for repair or replacement of water or sewer laterals on private property. City covers 50% of document...

Home Repair
Up to $5,000 emergency assistance

Texas Military Homeowner Assistance Program

Emergency home repair assistance for active-duty military families and veterans near Fort Hood facing unexpected home re...

Veterans
Up to $75,000 for disaster repairs

Texas Community Development Block Grant Disaster Recovery

Long-term disaster recovery assistance for unmet needs from federally declared disasters. Gatesville and Coryell County ...

Disaster
Up to $10,000 for foundation repairs

Gatesville Foundation Repair Assistance Program

Addresses foundation issues common in Central Texas clay soils. Forgivable loan for foundation stabilization and repair ...

Home Repair
Up to $8,000 for septic repairs

Coryell County Septic System Repair Program

Provides grants or low-interest loans for repair or replacement of failing septic systems that pose health hazards. Many...

Home Repair
$140,000 school district homestead exemption plus an additional $60,000 for over-65 or disabled homeowners + optional local exemptions

Texas Senior Property Tax Exemption

Texas homeowners age 65 or older receive an additional $140,000 homestead exemption (plus $60,000 additional for over-65...

Property Tax Relief
Partial to full property tax exemption based on disability rating

Texas Disabled Veteran Property Tax Exemption

Disabled veterans with a service-connected disability rating from the VA receive property tax exemptions in Texas. 100% ...

Property Tax Relief
Up to $300 for window replacement

Oncor Energy-Efficient Window Rebate

Rebate for replacing old single-pane windows with ENERGY STAR certified windows. Improves energy efficiency and comfort ...

Weatherization
30% federal tax credit on solar installation

Texas Solar Rights & Federal Solar Tax Credit

Federal solar tax credit covers 30% of the cost of installing a solar energy system on your Gatesville home. Texas law a...

Solar/Renewable

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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