Find grants, rebates, forgivable loans, and free programs for Georgetown, SC, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Georgetown, SC, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
SC Housing offers below-market interest rate mortgages and down payment assistance for first-time homebuyers in Georgeto...
USDA program providing low-interest loans and grants to very-low-income rural homeowners in Georgetown County to repair,...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home for wheelchair accessi...
VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Available to G...
CDBG-funded program providing comprehensive home repairs for low-income owner-occupied homes within Georgetown city limi...
Emergency grant for very-low-income Georgetown homeowners facing immediate health and safety hazards. Covers urgent repa...
Provides accessibility modifications for Georgetown homeowners with disabilities or seniors needing mobility improvement...
Santee Cooper offers rebates for qualifying high-efficiency electric heat pumps installed in Georgetown homes. Rebate am...
Rebate for qualifying electric heat pump water heaters installed in Georgetown homes served by Santee Cooper. Heat pump ...
Santee Cooper provides rebates for adding insulation to Georgetown homes. Rebates vary based on the type and amount of i...
SC DHEC provides free lead hazard assessments and mitigation services for Georgetown County homes built before 1978 wher...
Forgivable loan program for Georgetown County homeowners to repair or replace failing septic systems. Loan forgiven afte...
Matching grant for facade improvements to historic properties in Georgetown's downtown Historic District. Supports exter...
Grant program for Georgetown County seniors age 60+ for minor home repairs and safety modifications. Covers grab bars, h...
Free one-on-one counseling for Georgetown homeowners at risk of foreclosure. HUD-certified counselors help negotiate wit...
South Carolina homestead exemption for Georgetown County residents age 65+ or totally and permanently disabled. Exempts ...
Federal tax credit for Georgetown homeowners who install solar energy systems. Credit equals 30% of total system costs i...
Santee Cooper's net metering program allows Georgetown solar customers to receive credits for excess electricity sent to...
SC Housing offers low-interest rehabilitation loans for owner-occupied homes in Georgetown County. Covers major repairs ...
FEMA-funded program through Georgetown County for flood mitigation measures including home elevation, dry floodproofing,...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Georgetown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Georgetown, 15 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.