Wyoming Community Development Authority Down Payment Assistance

About This Program

Down payment assistance for first-time homebuyers in Wyoming purchasing a primary residence. Available as a forgivable second mortgage that is forgiven after 5 years of occupancy. Must be combined with a WCDA first mortgage.

Forgivable loan up to $15,000 or 6% of purchase price, whichever is less

Data last verified 2026-06-09. How we verify our data.

Key Details

• Up to $15,000 or 6% of loan for down payment/closing costs
• Forgivable after 5 years of owner-occupancy
• Must be first-time homebuyer (no home owned in 3 years)
• Income limits apply (typically 80% AMI)
• Must use WCDA first mortgage loan

How to Apply

A grant-savvy contractor in Gillette, WY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability