MHDC First Place Loan

Missouri Housing Development Commission

Available Down Payment

About This Program

Missouri Housing Development Commission offers down payment and closing cost assistance for first-time homebuyers. Must be used with an MHDC first mortgage. Repayment forgiven after 5 years of occupancy. Available through participating lenders in Clay County.

Forgivable second mortgage for down payment and closing costs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $5,000 forgivable loan for down payment and closing costs
  • Must be first-time homebuyer
  • Income limits apply (varies by county and household size)
  • Forgiven after 5 years of occupancy
  • Use with MHDC first mortgage through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(816) 759-6600

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Deadline: Ongoing program

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