Home Improvement Grants in Gladstone.

Find grants, rebates, forgivable loans, and free programs for Gladstone, MO, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Gladstone, MO, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $25,000

Gladstone CDBG Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to income-qualified owner-occupants in Gladstone. Loan is forgiven afte...

Home Repair
Up to $7,500 grant

Gladstone Emergency Home Repair Grant

Provides emergency grants for health and safety repairs to owner-occupied homes in Gladstone for households at or below ...

Emergency
Up to $15,000 grant

Gladstone ADA Accessibility Modification Program

Provides grants for accessibility modifications to owner-occupied homes in Gladstone for seniors and persons with disabi...

Seniors & Disability
Up to $8,000 in weatherization services

Missouri Weatherization Assistance Program (Clay County)

Federal weatherization program administered locally through Clay County Community Services. Provides free energy efficie...

Weatherization
Free lead hazard reduction

Missouri Lead-Safe Housing Program

State-funded program to reduce lead-based paint hazards in homes built before 1978 where children under 6 reside or regu...

Home Repair
Up to $2,500 in rebates

Evergy Home Energy Efficiency Rebates

Evergy offers rebates for energy-efficient home improvements including central AC, heat pumps, smart thermostats, insula...

Energy
Up to $1,800 in rebates

Spire Natural Gas Efficiency Rebates

Spire offers rebates for high-efficiency natural gas furnaces, water heaters, and programmable thermostats. Rebates avai...

Energy
Up to $7,500 in free upgrades

Evergy Income-Qualified Home Energy Assistance

Income-qualified program providing free home energy efficiency improvements to Evergy customers at or below 200% of fede...

Energy
Up to $5,000 down payment assistance

MHDC First Place Loan

Missouri Housing Development Commission offers down payment and closing cost assistance for first-time homebuyers. Must ...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans (up to $27,500 at 1% for 20 years) and grants (up to $10,000 for seniors 62...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant to help veterans with certain service-connected disabilities purchase or modify a home to meet their accessibil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make adaptations to their home. Eligible for vetera...

Veterans
Up to $5,000 grant

Clay County Senior Home Repair Program

Provides minor home repair grants for low-income seniors age 60 and older in Clay County. Covers essential health and sa...

Seniors & Disability
Up to $3,000 grant

Gladstone Sewer Lateral Repair Assistance

Provides cost-sharing assistance to low-income homeowners for necessary sewer lateral repairs or replacement. The city c...

Home Repair
Up to $40,000 forgivable loan

Missouri HOME Homeowner Rehabilitation Program

Federal HOME Investment Partnerships Program funds administered by MHDC for major home repairs and rehabilitation for lo...

Home Repair
Up to $1,500 rebate

Evergy Heat Pump Rebate Program

Rebate for installing qualifying electric heat pump systems in Gladstone homes. Rebate amount varies based on system eff...

Energy
Up to $100 rebate

Evergy Smart Thermostat Rebate

Rebate for purchasing and installing qualifying ENERGY STAR smart thermostats. Smart thermostats help optimize heating a...

Energy
Up to $2,500 rebate

Evergy Residential Solar Rebate

Rebate for installing residential solar photovoltaic (PV) systems. Evergy offers rebates based on system size (per kW in...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for residential solar installations. Homeowners can claim 30% of the total cost of solar panel system...

Solar/Renewable
Up to $1,100 refund

Missouri Property Tax Credit (Senior & Disability)

Missouri Property Tax Credit Claim for seniors 65+ and persons with disabilities 18-64 who are receiving SSI, SSD, or Ve...

Property Tax Relief
Up to $1,100 credit

Missouri Homestead Preservation Tax Credit

Tax credit for senior homeowners age 62+ who experienced a property tax increase due to reassessment. Helps offset prope...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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