Maryland HomeFree Down Payment Assistance

Maryland Department of Housing and Community Development

Available Down Payment

About This Program

State-funded down payment and closing cost assistance for first-time homebuyers purchasing in Maryland. Provides up to $15,000 or 3% of purchase price as a deferred, forgivable loan. Must complete homebuyer education and meet income limits.

Forgivable loan for down payment/closing costs, forgiven over 5 years

Key Details

  • Down payment assistance up to $15,000 or 3%
  • First-time homebuyer requirement
  • Forgivable loan over 5 years
  • Must complete homebuyer education course
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Glen Burnie, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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