California Housing Finance Agency
Down payment assistance program providing 3.5% of the purchase price (up to $150,000) as a silent second loan with 0% interest. Available to first-time homebuyers and those who have not owned a home in the past 3 years. Can be used for down payment and closing costs.
Silent second loan at 0% interest, deferred until sale or refinance
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Goleta, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing program
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Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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