Home Improvement Grants in Goshen.

Find grants, rebates, forgivable loans, and free programs for Goshen, IN, filtered to your situation.

As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Goshen, IN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates2Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 22 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $24,999 forgivable loan

Goshen Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs in owner-occupied properties within Goshen city limits. Loan ...

Home Repair
Up to $15,000 grant

Goshen ADA Home Modification Program

Grant program for accessibility modifications to homes occupied by persons with disabilities or seniors in Goshen. Cover...

Seniors & Disability
Up to $7,500 grant

Goshen Emergency Roof Repair Grant

Emergency grant program for critical roof repairs posing immediate health and safety threats to low-income homeowners in...

Emergency
Up to $5,000 grant

Goshen Sewer Lateral Repair Grant

Grant program to assist low-income homeowners with repair or replacement of failing private sewer laterals from the home...

Home Repair
Up to $8,000 in weatherization services

Indiana Weatherization Assistance Program (Elkhart County)

Federally funded weatherization program administered locally by REAL Services for Goshen and Elkhart County residents. P...

Weatherization
Free assessment plus rebates

NIPSCO Home Energy Assessment

Free in-home energy assessment for NIPSCO natural gas customers in Goshen. Professional evaluator identifies energy-savi...

Energy
Up to $500 rebate

NIPSCO High-Efficiency Furnace Rebate

Rebate for NIPSCO natural gas customers in Goshen who install ENERGY STAR qualified high-efficiency gas furnaces (95% AF...

Energy
$50 rebate

NIPSCO Smart Thermostat Rebate

Rebate for NIPSCO customers who purchase and install a qualifying ENERGY STAR smart thermostat in their Goshen home. Sma...

Energy
Up to $30,000 forgivable loan

Indiana HOME Investment Partnerships Program

Federally funded HOME program administered through local Indiana housing agencies for major rehabilitation of owner-occu...

Home Repair
Free lead hazard removal

Indiana Lead Hazard Control Assistance

HUD-funded lead hazard reduction program for pre-1978 homes in Indiana with children under age 6. Provides free lead ins...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program for very low-income homeowners in eligible rural areas near Goshen to repair, improve, or modernize homes. ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers w...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a home they or a family member own...

Veterans
Up to $7,500 grant

Indiana 5-Star Energy Program

State-funded energy efficiency grant program for eligible Indiana homeowners earning at or below 60% of state median inc...

Weatherization
Up to $3,500 grant

Elkhart County Senior Home Repair Program

Home repair assistance program specifically for seniors age 60+ in Elkhart County including Goshen. Provides grants for ...

Seniors & Disability
30% of system cost tax credit

Federal Residential Solar Investment Tax Credit

Federal tax credit for residential solar panel installations and battery storage systems. Homeowners in Goshen can claim...

Solar/Renewable
Up to $8,000 low-interest loan

Elkhart County Septic System Repair Program

Low-interest loan program for Elkhart County homeowners including Goshen residents with failing septic systems. Helps in...

Home Repair
Up to 60% assessment reduction

Indiana Homestead Property Tax Deduction

Indiana homeowners who occupy their property as their principal residence can receive a deduction that reduces up to 60%...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Goshen

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Frequently asked questions

What home improvement grants are available in Goshen, IN?

22 programs are currently listed for Goshen, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Goshen have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Goshen, 16 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.

How do I apply for home repair grants in Goshen?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.