Find grants, rebates, forgivable loans, and free programs for Goshen, IN, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Goshen, IN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan program for major home repairs in owner-occupied properties within Goshen city limits. Loan ...
Grant program for accessibility modifications to homes occupied by persons with disabilities or seniors in Goshen. Cover...
Emergency grant program for critical roof repairs posing immediate health and safety threats to low-income homeowners in...
Grant program to assist low-income homeowners with repair or replacement of failing private sewer laterals from the home...
Federally funded weatherization program administered locally by REAL Services for Goshen and Elkhart County residents. P...
Free in-home energy assessment for NIPSCO natural gas customers in Goshen. Professional evaluator identifies energy-savi...
Rebate for NIPSCO natural gas customers in Goshen who install ENERGY STAR qualified high-efficiency gas furnaces (95% AF...
Rebate for NIPSCO customers who purchase and install a qualifying ENERGY STAR smart thermostat in their Goshen home. Sma...
Federally funded HOME program administered through local Indiana housing agencies for major rehabilitation of owner-occu...
HUD-funded lead hazard reduction program for pre-1978 homes in Indiana with children under age 6. Provides free lead ins...
USDA program for very low-income homeowners in eligible rural areas near Goshen to repair, improve, or modernize homes. ...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers w...
Grant for veterans with certain service-connected disabilities to make adaptations to a home they or a family member own...
State-funded energy efficiency grant program for eligible Indiana homeowners earning at or below 60% of state median inc...
Home repair assistance program specifically for seniors age 60+ in Elkhart County including Goshen. Provides grants for ...
Federal tax credit for residential solar panel installations and battery storage systems. Homeowners in Goshen can claim...
Low-interest loan program for Elkhart County homeowners including Goshen residents with failing septic systems. Helps in...
Indiana homeowners who occupy their property as their principal residence can receive a deduction that reduces up to 60%...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Goshen, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Goshen, 16 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.