North Carolina Mortgage Credit Certificate Program

North Carolina Housing Finance Agency

Available Down Payment

About This Program

Federal tax credit equal to 20% of annual mortgage interest paid, providing up to $2,000 in tax savings each year for the life of the loan. Can be combined with NC Home Advantage Mortgage for maximum savings.

Annual tax credit equals 20% of mortgage interest paid, estimated based on typical loan

Key Details

  • Annual federal tax credit for life of mortgage
  • Credit equals 20% of mortgage interest paid
  • Up to $2,000 per year in tax savings
  • Available with NC Home Advantage Mortgage
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Graham, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Available year-round with NC Home Advantage Mortgage

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Graham, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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