Find grants, rebates, forgivable loans, and free programs for Granger, IN, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Granger, IN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State-funded program for critical home repairs and code compliance for income-qualified homeowners in Indiana. Administe...
Federally funded weatherization program providing free energy efficiency improvements for low-income households. Service...
Community Development Block Grant program providing emergency home repairs to low- and moderate-income homeowners in uni...
CDBG-funded program providing home accessibility modifications for disabled and senior residents of St. Joseph County. I...
Utility rebates for NIPSCO natural gas customers who complete qualifying energy efficiency upgrades. Includes rebates fo...
Rebate for NIPSCO electric customers installing qualifying air source heat pumps. Equipment must meet minimum efficiency...
No-cost energy efficiency upgrades for income-qualified NIPSCO customers at or below 60% State Median Income. Includes c...
HUD-funded lead hazard control for homes built before 1978 with children under age 6 in residence. Free lead testing, ri...
Federal program for very low-income homeowners age 62+ in eligible rural areas to repair, improve, or modernize their ho...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a home to meet disability-related needs. For veterans w...
State emergency assistance for urgent home repairs that threaten health and safety of low-income Indiana homeowners. Cov...
Indiana homeowners installing solar photovoltaic systems can claim the federal Solar Investment Tax Credit (ITC) worth 3...
Low-interest loan program for homeowners needing to repair or replace failing septic systems. Administered through St. J...
Indiana homeowners age 65+ can deduct up to $12,480 of assessed value from their property tax bill if they meet residenc...
Federal HOME Investment Partnerships Program funds for landlords to rehabilitate rental units serving low-income tenants...
Grant program for seniors age 60+ to make minor home repairs and accessibility modifications enabling aging in place. Ad...
NIPSCO gas and electric customers receive $100 rebate for purchasing and installing a qualifying smart thermostat. Eligi...
State disaster recovery program providing grants and loans to homeowners affected by presidentially declared disasters. ...
Former federal program that provided assistance to demolish blighted and vacant properties in Indiana counties hardest h...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Granger, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Granger, 17 programs do not require repayment, 0 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.