South Carolina Mortgage Credit Certificate Program

South Carolina Housing Finance and Development Authority

Available Down Payment

About This Program

Federal tax credit equal to a percentage of annual mortgage interest paid (typically 30-50%) for first-time and income-qualified homebuyers. Credit can be claimed every year for the life of the mortgage. Must meet income and purchase price limits.

Annual tax credit based on percentage of mortgage interest paid

Key Details

  • Tax credit for portion of mortgage interest paid
  • First-time and income-qualified buyers
  • Credit lasts for life of mortgage
  • Income and purchase price limits apply
  • Can combine with other SC Housing programs

How to Apply

A grant-savvy contractor in Graniteville, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Available while funds last

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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