Home Improvement Grants in Grants.

Find grants, rebates, forgivable loans, and free programs for Grants, NM, filtered to your situation.

As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Grants, NM, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 13 require no income limit.

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Showing 27 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

New Mexico Weatherization Assistance Program (WAP)

Federally funded program administered through Cibola County that provides comprehensive home weatherization services to ...

Weatherization
Up to $24,999 forgivable loan

City of Grants Housing Rehabilitation Program

CDBG-funded program providing major home repairs and rehabilitation for low-to-moderate income owner-occupied households...

Home Repair
Up to $5,000 grant

City of Grants Emergency Home Repair Grant

Provides emergency grants for urgent health and safety repairs to owner-occupied homes in Grants. Priority given to seni...

Emergency
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans for very low-income rural homeowners to repair, improve, or modernize their homes. Grants administers...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very low-income homeowners age 62 or older in rural areas to remove health and safety hazards. Maximum lifeti...

Seniors & Disability
Down payment assistance up to $15,000

New Mexico MFA FirstHome Program

Provides down payment and closing cost assistance to first-time homebuyers in New Mexico. Offers competitive interest ra...

Homebuyer
Up to $700 rebate

Continental Divide Electric Heat Pump Rebate

Rebate for Continental Divide Electric Cooperative members who install qualifying high-efficiency heat pumps. Rebate amo...

Energy
Up to $400 rebate

Continental Divide Electric Water Heater Rebate

Rebate for CDEC members who install high-efficiency electric water heaters or heat pump water heaters. Higher rebates av...

Energy
Up to $300 rebate

Continental Divide Electric Insulation Rebate

Rebate for CDEC members who add qualifying attic, wall, or floor insulation to their homes. Minimum R-value requirements...

Weatherization
10% state tax credit, up to $6,000

New Mexico Solar Market Development Tax Credit

State income tax credit equal to 10% of solar photovoltaic system installation costs, up to $6,000. Can be combined with...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Eligible disabilitie...

Veterans
Up to $3,000 grant

Cibola County Senior Home Repair Program

Provides minor home repairs and safety improvements for low-income seniors age 60 and older in Cibola County. Grant does...

Seniors & Disability
Varies by project, up to $35,000

New Mexico HOME Investment Partnerships Program

Federal HOME funds administered by New Mexico MFA for home rehabilitation and reconstruction. Available to low-income ho...

Home Repair
Free lead hazard removal

New Mexico Lead-Based Paint Hazard Control Program

HUD-funded program providing free lead hazard assessment and remediation for pre-1978 homes with children under age 6. S...

Home Repair
Up to $4,000 assessed value exemption

New Mexico Senior Property Tax Exemption

Head of household property tax exemption for New Mexico residents age 65 or older with income below $32,000. Reduces ass...

Property Tax Relief
Up to $4,000 assessed value exemption

New Mexico Disabled Veteran Property Tax Exemption

Property tax exemption for disabled veterans with service-connected disabilities rated at least 50%. Exempts up to $4,00...

Property Tax Relief
Up to $500 per year

New Mexico Low-Income Water Assistance Program

Provides assistance with water and wastewater bills for low-income households in New Mexico. Helps prevent service disco...

Energy
Up to $41,000 for home repairs (2024)

FEMA Individual Assistance Program

Federal assistance for home repairs after a presidentially-declared disaster. Covers essential repairs to make home safe...

Disaster
Free or low-cost course

New Mexico Homebuyer Education Course

HUD-certified homebuyer education courses offered online and in-person throughout New Mexico. Required for many down pay...

Homebuyer Ed
Up to $15,000 grant

City of Grants ADA Accessibility Modification Program

CDBG-funded program providing accessibility modifications for owner-occupied homes where a disabled household member res...

Seniors & Disability
50/50 cost-share up to $5,000 city contribution

City of Grants Sewer Lateral Replacement Program

Cost-share program for replacing damaged or failing sewer laterals from the home to the city main. City pays 50% of repl...

Home Repair
$50 rebate plus free pickup

Continental Divide Electric Refrigerator Recycling Rebate

Rebate for recycling old working refrigerators or freezers. CDEC will pick up the unit at no charge and provide a $50 re...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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