Find grants, rebates, forgivable loans, and free programs for Gresham, OR, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Gresham, OR, with individual awards up to $200,000. 12 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 22 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs and rehabilitation to income-qualified owner-occupants in Gresham. Loan...
Provides emergency repair grants for low-income homeowners facing immediate threats to health and safety. Grant does not...
Helps income-qualified homeowners make accessibility modifications to allow seniors and persons with disabilities to age...
Assists low-income homeowners with the cost of repairing or replacing private sewer laterals. Grant helps prevent sewage...
Federally funded program providing free weatherization services to income-qualified households. Includes insulation, air...
Cash incentives for Portland General Electric and Pacific Power customers who install qualifying ductless or ducted heat...
Rebates for insulation and air sealing improvements to existing homes served by Portland General Electric or Pacific Pow...
Cash rebates for electric or gas heat pump water heaters and high-efficiency gas storage water heaters. Available to Por...
Instant rebate on qualifying smart thermostats for customers of Portland General Electric and Pacific Power. Smart therm...
Cash incentive for residential solar electric systems for customers of Portland General Electric and Pacific Power. Addi...
Oregon state tax credit for energy-efficient home improvements including heat pumps, solar systems, insulation, and qual...
HUD-funded program providing free lead hazard testing and remediation in pre-1978 homes with children under age 6 or pre...
Low-interest loans for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. ...
Helps Veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Gr...
Helps Veterans with certain service-connected disabilities adapt a home to meet their needs. Grant can be used by Vetera...
Assists income-qualified seniors age 60+ and adults with disabilities with minor home repairs and accessibility modifica...
Natural gas customers served by NW Natural can receive rebates for high-efficiency furnaces, water heaters, insulation, ...
Incentive for PGE customers who install battery storage systems. Batteries help store solar energy and provide backup po...
When funded, provides matching grants to help homeowners retrofit homes built before 1974 to withstand earthquakes. Gran...
Federal HOME funds distributed by Oregon Housing and Community Services to local agencies for owner-occupied rehabilitat...
CDBG Disaster Recovery funding for homeowners affected by 2020 wildfires, Labor Day fires, or February 2021 ice storm. G...
Free comprehensive guide from AARP to help homeowners plan aging-in-place modifications. Room-by-room checklists and res...
Allows homeowners age 62+ or with disabilities to defer property taxes as a lien against the home at 6% annual interest....
National nonprofit providing free home repairs and modifications to low-income homeowners, particularly seniors, veteran...
Provides critical home repairs on a sliding fee scale to income-qualified homeowners in the Portland metro area includin...
Provides minor home repairs and safety modifications to low-income seniors age 60+ in Multnomah County. Services include...
Comprehensive weatherization services provided at no cost through federally funded program. Includes energy audit, insul...
Federally funded program helping low-income households pay heating and cooling costs. One-time annual benefit paid direc...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Gresham, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Gresham, 22 programs do not require repayment, 2 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.