Home Improvement Grants in Guthrie.

Find grants, rebates, forgivable loans, and free programs for Guthrie, OK, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Guthrie, OK, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization improvements

Oklahoma Weatherization Assistance Program (WAP)

Federal weatherization program administered by OHFA that provides free energy-efficiency improvements to income-eligible...

Weatherization
Forgivable loan up to $35,000

Guthrie Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for comprehensive home rehabilitation in Guthrie. Available to low-to-moderate incom...

Home Repair
Grant up to $10,000

Guthrie Emergency Home Repair Grant

Provides emergency grants for health and safety repairs to owner-occupied homes in Guthrie. Priority for seniors and per...

Emergency
Grant up to $20,000

Guthrie Accessibility Modification Program

CDBG-funded grants for ADA accessibility modifications to homes of persons with disabilities in Guthrie. Covers wheelcha...

Seniors & Disability
Grant up to $7,500

Guthrie Senior Home Repair Program

Grant program specifically for homeowners age 62 and older in Guthrie to address health and safety repairs. Designed to ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans and grants to very-low-income rural homeowners to repair, improve, or moderniz...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility and indep...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with service-connected disabilities involving blindness or loss of use of hands to make accessibil...

Veterans
Free lead hazard removal

Oklahoma Lead-Based Paint Hazard Control Program

HUD-funded program administered by ODEQ to identify and remediate lead-based paint hazards in pre-1978 homes with childr...

Home Repair
Rebates up to $950

OG&E Home Energy Efficiency Rebate

OG&E residential energy efficiency rebates for Guthrie electric customers. Rebates available for high-efficiency HVAC sy...

Energy
Rebate up to $600

OG&E Heat Pump Rebate

OG&E rebate for residential customers installing qualifying electric heat pumps in Guthrie. Rebate amount varies by syst...

Energy
Rebate up to $450

Oklahoma Natural Gas High-Efficiency Furnace Rebate

ONG rebate for residential customers in Guthrie installing high-efficiency natural gas furnaces (95% AFUE or higher). Re...

Energy
Rebate up to $400

Oklahoma Natural Gas Water Heater Rebate

ONG rebate for residential customers in Guthrie installing high-efficiency natural gas water heaters. Rebate available f...

Energy
State tax credit (amount varies)

Oklahoma Solar Investment Tax Credit

Oklahoma previously offered a state income tax credit for residential solar installations, but the program expired in 20...

Solar/Renewable
30% of system cost as tax credit

Federal Residential Solar Investment Tax Credit

Federal tax credit equal to 30% of the cost of installing a solar energy system on your Guthrie home. Credit applies to ...

Solar/Renewable
Grant up to $5,000

Guthrie Sewer Lateral Repair Assistance

Provides grants to low-income Guthrie homeowners for repair or replacement of failing private sewer laterals. Helps prev...

Home Repair
Grant up to $4,000

Guthrie Water Line Replacement Grant

Provides grants to low-income Guthrie homeowners for replacement of leaking or failing water service lines from the mete...

Home Repair
Up to $30,000 for rehabilitation

Oklahoma HOME Investment Partnerships Program

Federal HOME program funds administered by OHFA for owner-occupied rehabilitation in eligible Oklahoma communities inclu...

Home Repair
20% federal tax credit on mortgage interest

Oklahoma Mortgage Credit Certificate (MCC)

Federal tax credit that allows first-time homebuyers in Guthrie to claim 20% of annual mortgage interest paid as a dolla...

Homebuyer

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Guthrie

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Frequently asked questions

What home improvement grants are available in Guthrie, OK?

23 programs are currently listed for Guthrie, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Guthrie have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Guthrie, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Guthrie?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.