Find grants, rebates, forgivable loans, and free programs for Guthrie, OK, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Guthrie, OK, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by OHFA that provides free energy-efficiency improvements to income-eligible...
CDBG-funded forgivable loan program for comprehensive home rehabilitation in Guthrie. Available to low-to-moderate incom...
Provides emergency grants for health and safety repairs to owner-occupied homes in Guthrie. Priority for seniors and per...
CDBG-funded grants for ADA accessibility modifications to homes of persons with disabilities in Guthrie. Covers wheelcha...
Grant program specifically for homeowners age 62 and older in Guthrie to address health and safety repairs. Designed to ...
USDA program providing low-interest loans and grants to very-low-income rural homeowners to repair, improve, or moderniz...
VA grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility and indep...
VA grant for veterans with service-connected disabilities involving blindness or loss of use of hands to make accessibil...
HUD-funded program administered by ODEQ to identify and remediate lead-based paint hazards in pre-1978 homes with childr...
OG&E residential energy efficiency rebates for Guthrie electric customers. Rebates available for high-efficiency HVAC sy...
OG&E rebate for residential customers installing qualifying electric heat pumps in Guthrie. Rebate amount varies by syst...
ONG rebate for residential customers in Guthrie installing high-efficiency natural gas furnaces (95% AFUE or higher). Re...
ONG rebate for residential customers in Guthrie installing high-efficiency natural gas water heaters. Rebate available f...
Oklahoma previously offered a state income tax credit for residential solar installations, but the program expired in 20...
Federal tax credit equal to 30% of the cost of installing a solar energy system on your Guthrie home. Credit applies to ...
Provides grants to low-income Guthrie homeowners for repair or replacement of failing private sewer laterals. Helps prev...
Provides grants to low-income Guthrie homeowners for replacement of leaking or failing water service lines from the mete...
Federal HOME program funds administered by OHFA for owner-occupied rehabilitation in eligible Oklahoma communities inclu...
Federal tax credit that allows first-time homebuyers in Guthrie to claim 20% of annual mortgage interest paid as a dolla...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Guthrie, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Guthrie, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.