Montana Housing Finance Authority First-Time Homebuyer Loan

Montana Housing (MHFA)

Available Down Payment

About This Program

Provides below-market interest rate mortgages for first-time homebuyers in Montana. Includes down payment assistance options and flexible credit requirements for qualified applicants.

Down payment assistance typically 3-4% of purchase price

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market interest rates for first-time buyers
  • Down payment assistance available
  • Income limits apply (generally 100-115% AMI)
  • Purchase price limits: $485,000 in Ravalli County
  • Must complete homebuyer education course

How to Apply

Get free help applying Visit Official Program Page Track this program

(406) 841-2840

A grant-savvy contractor in Hamilton, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program, subject to funding availability

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