Home Improvement Grants in Hamilton.

Find grants, rebates, forgivable loans, and free programs for Hamilton, MT, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hamilton, MT, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 per household

Montana State Weatherization Assistance Program (WAP)

Provides free weatherization services to income-eligible Montana households to reduce energy costs. Services include ins...

Weatherization
Varies by home price

Montana Housing Finance Authority First-Time Homebuyer Loan

Provides below-market interest rate mortgages for first-time homebuyers in Montana. Includes down payment assistance opt...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes, or remove he...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Cover...

Veterans
Up to $1,500 rebate

Ravalli Electric Heat Pump Rebate

Rebate for Ravalli Electric members installing qualifying air-source or ductless mini-split heat pumps. Incentivizes ene...

Energy
Up to $500 rebate

Ravalli Electric Water Heater Rebate

Rebate for Ravalli Electric members installing energy-efficient electric water heaters, including heat pump water heater...

Energy
Up to $2,000 in rebates

NorthWestern Energy Electric Efficiency Rebates

Offers rebates for NorthWestern Energy electric customers installing energy-efficient insulation, windows, HVAC systems,...

Energy
Up to $1,200 per year

Montana Low Income Energy Assistance Program (LIHEAP)

Provides heating assistance to low-income Montana households to help pay winter energy bills. Priority given to househol...

Energy
Free lead hazard testing and remediation

Montana Lead-Based Paint Hazard Control

Provides free lead testing and hazard remediation for Montana homes built before 1978 with children under age 6 or pregn...

Home Repair
Up to $5,000 grant

Ravalli County Senior Home Repair Program

Provides grants for critical home repairs to low-income senior homeowners aged 60+ in Ravalli County. Covers health and ...

Seniors & Disability
Forgivable loan up to $35,000

Hamilton Owner-Occupied Rehabilitation Program

Provides forgivable loans to low- and moderate-income homeowners in Hamilton city limits for major home rehabilitation. ...

Home Repair
Up to $15,000 grant

Hamilton ADA Accessibility Modification Grant

Provides grants for accessibility modifications to homes of low-income disabled residents in Hamilton. Covers wheelchair...

Seniors & Disability
Up to $5,000 grant

Hamilton Sewer Lateral Repair Assistance

Assists low-income Hamilton homeowners with the cost of repairing or replacing failing sewer lateral lines on private pr...

Home Repair
Up to $20,000 per home

Confederated Salish & Kootenai Tribes Home Repair

Provides home repair assistance to enrolled members of the Confederated Salish and Kootenai Tribes living on or near the...

Home Repair
Up to $1,000 property tax credit

Montana Property Tax Assistance Program

Provides property tax relief to low-income Montana homeowners age 62+ or totally disabled. Credit reduces property tax l...

Property Tax Relief
Up to $7,500 cost-share

Montana DNRC Wildfire Mitigation Grant

Cost-share program to help Montana homeowners in wildfire-prone areas create defensible space around their homes. Covers...

Disaster
Low-interest loan up to $20,000

Montana DEQ Septic System Upgrade Loan

Low-interest loans to Montana homeowners for repairing or upgrading failing septic systems. Helps protect groundwater an...

Home Repair
Loan up to $75,000

Montana Housing Home Improvement Loan

Provides below-market rate loans for home improvements, repairs, or additions to Montana homeowners. Can be combined wit...

Home Repair
Up to $600 emergency assistance

Montana Energy Share Program

Emergency energy assistance for Montana households facing utility disconnection or energy crisis. Provides one-time paym...

Energy
Up to $1,500 tax credit

Montana Residential Renewable Energy Tax Credit

Montana state tax credit for installing qualified renewable energy systems including solar photovoltaic, solar thermal, ...

Solar/Renewable
Up to $30,000 per unit

Montana Rental Rehabilitation Program

Provides forgivable loans to landlords who rehabilitate rental units for low-income tenants. Property owners must rent t...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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