Find grants, rebates, forgivable loans, and free programs for Hamilton, OH, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hamilton, OH, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization assistance for income-eligible Hamilton households. Provides free energy-efficiency upgr...
Enhanced weatherization program for households above standard WAP income limits but still income-qualified. Offers more ...
HUD-funded lead hazard control for homes built before 1978 with children under age 6. Provides free inspection, risk ass...
State-funded home repair assistance for very low-income owner-occupants in Hamilton. Priority given to seniors and house...
Rebates for Duke Energy customers in Hamilton who install high-efficiency HVAC systems. Rebates vary by equipment type a...
Duke Energy rebates for insulation and air sealing improvements in Hamilton homes. Requires pre-approval and use of Duke...
Rebate for Duke Energy customers in Hamilton who purchase and install a qualifying smart or programmable thermostat. Sav...
Rebates for Duke Energy customers in Hamilton who install high-efficiency electric water heaters. Rebate amounts vary by...
Free in-home energy assessment for Duke Energy customers in Hamilton. Professional energy advisor evaluates your home an...
Rebate for Duke Energy customers in Hamilton who install qualifying high-efficiency air-source or geothermal heat pumps....
USDA program for low-income homeowners in eligible rural areas near Hamilton to repair, improve, or modernize homes. Loa...
Grant for eligible veterans with service-connected disabilities to adapt or purchase a home to accommodate their disabil...
Grant for eligible veterans with service-connected disabilities to adapt a family member's home in which they reside. Av...
Federal HOME funds administered by Ohio Housing Finance Agency for owner-occupied rehabilitation in Hamilton. Covers maj...
State grant program for residential solar panel installations in Ohio. When funded, provides grants up to $7,500 for qua...
Federal tax credit for residential solar installations in Hamilton. Provides 30% tax credit on solar PV systems and batt...
State tax credit for rehabilitation of historic properties in Hamilton listed on the National Register or contributing t...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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21 programs are currently listed for Hamilton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hamilton, 13 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.