NC Housing Finance Agency Rehabilitation Program

North Carolina Housing Finance Agency

Available Home Repair

About This Program

Provides deferred-payment loans for substantial home repairs to moderate-income homeowners. Loan is forgiven after 15 years of owner occupancy and compliance with program requirements.

Deferred loan forgiven after 15 years of continued owner occupancy

Key Details

  • Deferred loan up to $50,000 for major repairs
  • Income limit 80% AMI for Johnston County
  • Forgiven after 15 years of owner occupancy
  • Covers structural, roofing, mechanical systems
  • Administered through local housing partners

How to Apply

A grant-savvy contractor in Hammonton, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local administrator for current availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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