NC Housing Trust Fund Rehabilitation

NC Housing Finance Agency

Available Home Repair

About This Program

State-funded rehabilitation loans for substantial home repairs to bring homes up to local building code standards. Loans are deferred and forgiven after 15 years of owner occupancy. Administered through local governments and nonprofits.

Deferred forgivable loan, no payments during 15-year compliance period

Key Details

  • Forgivable loan up to $45,000
  • Income at or below 80% AMI
  • Forgiven after 15 years of occupancy
  • Brings homes to code compliance
  • Administered locally through partnerships

How to Apply

A grant-savvy contractor in Hammonton, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local administrator for application cycles

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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